1. Home
  2. Florida
  3. Orange County
  4. Winter Garden
  5. Toccoa Row

16720 Toccoa Row, Winter Garden, FL 34787 Property Records

Orange County property record for 16720 Toccoa Row, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,172 sqft · built 2020
Lot Size0.166 acres (7,219 sqft)
OwnerIndividual Name on File
Last Sale$470,380 (Aug 2020)
Tax Bill$3,947 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-23-27-7801-00-350

Property Details

APN / Parcel Number

Primary APN05-23-27-7801-00-350
Alternative APNs
  • 272305780100350
  • 134730
  • 135585
  • 137102

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,172 sqft Living Area
Gross Area3,207 sqft
1st Floor Area2,172 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,219 sqft (0.166 acres)
Garage TypeAttached
Garage Area497 sqft
PorchFinished/Open Porch
Porch Area538 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address16720 TOCCOA ROW
CityWINTER GARDEN
StateFL
Zip34787-4167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUVPUD
Legal DescriptionSANCTUARY AT TWIN WATERS 99/66 LOT 35
Legal Range27E
Legal Township23S
Legal Section05
Legal SubdivisionSANCTUARY AT TWIN WATERS
Legal Lot Number35
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1000
Census Tract17113

Owner

16720 Toccoa Row is owned and occupied by an individual who acquired it in January 2025.

Source: Orange County records, as of April 30, 2026

Owner of RecordIndividual Name on File
Mailing Address16720 TOCCOA ROW, WINTER GARDEN, FL 34787-4167
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2020 · Amount on File
Deed SaleAug 3, 2020 · Amount on File
Deed Document Number2020407662
Last Transfer DateJan 9, 2025
Transfer Doc0000019686
Record UpdatedJun 8, 2026

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateAug 3, 2020
Property Address16720 TOCCOA ROW, WINTER GARDEN, FL 34787-4167
Document Number0000407662
Instrument DateJul 30, 2020
Instrument407662
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 12, 2020
Title CompanyM/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,293.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16720 TOCCOA ROW WINTER GARDEN FL 347874167, WINTER GARDEN, FL 34787-4167

Mortgage

Document Number407663
DateAug 3, 2020
Instrument407663
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16720 Toccoa Row was $3,947, up 5.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$290,417 (+2.7%)$594,730 (-1.17%) Land $110,000 Building $484,730
2025$3,947.00 (+5.34%) Homeowner's exemption$282,782$601,750 Land $110,000 Building $491,750
2024$3,747.00 (+3.82%)
2023$3,609.00 (+3.14%) Homeowner's exemption$266,808 (+3%)$542,949 (+17.18%) Land $110,000 Building $432,949
2022$3,499.00 Homeowner's exemption$259,037$463,330 Land $100,000 Building $363,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16720 Toccoa Row in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 77 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16720 Toccoa Row is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Also Mapped HereOCUD/SOUTHERN WATER SYS (5 WPS)
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Toccoa Row

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures