Saginaw County property record for 16714 S Merrill Rd, Elsie, MI 48831
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 875 sqft · built 1932 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $51,000 (Apr 1989) |
| Tax Bill | $2,334 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-09-1-15-4001-000 |
| Primary APN | 12-09-1-15-4001-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Basement Area | 700 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Lot Area | 1,742,400 sqft (40 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 16714 S MERRILL RD |
|---|---|
| City | ELSIE |
| State | MI |
| Zip | 48831-9231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SE 1/4 OF SE 1/4 OF SEC 15 40.0 ACRES SEC 15 T9N R1E |
| Legal Range | 01E |
| Legal Township | 09N |
| Legal Section | 15 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CHAPIN |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 12500 |
16714 S Merrill Rd is owned and occupied by an individual who acquired it in May 2023.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16714 S MERRILL RD, ELSIE, MI 48831-9231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 1989 · Amount on File |
| Deed Sale | Apr 6, 1989 · Amount on File |
| Deed Book / Page | 1744 / 11 |
| Last Transfer Date | May 31, 2023 |
| Transfer Doc | 0000024019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 16714 S MERRILL RD, ELSIE, MI 48831-9231 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 16714 S MERRILL RD, ELSIE, MI 48831-9231 |
| Document Number | 0000004061 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022004061 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
The 2025 property tax bill for 16714 S Merrill Rd was $2,334 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chapin Township |
| Unified School District | Ovid-Elsie Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,200 | $256,400 | |
| 2025 | $2,334.00 Homeowner's exemption | ||
| 2023 | $108,400 | $216,800 | |
| 2022 | $2,022.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16714 S Merrill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16714 S Merrill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Westphalia Broadband Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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