Saginaw County property record for 17026 S Merrill Rd, Elsie, MI 48831
| Property Type | Mobile Home |
|---|---|
| Details | 3 ba · 2,446 sqft · built 1988 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,300 (Sep 2026) |
| Tax Bill | $2,245 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-09-1-22-1001-005 |
| Primary APN | 12-09-1-22-1001-005 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,446 sqft Living Area |
| 1st Floor Area | 2,446 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Modular |
| Lot Area | 89,298 sqft (2.05 acres) |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 17026 S MERRILL RD |
|---|---|
| City | ELSIE |
| State | MI |
| Zip | 48831-9234 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BEG AT NE CORN OF SEC 22 TH S 596 FT TH W 150 FT TH N 596 FT TH E 150 FT TO POB 2.05 ACRES SEC 22 T9N R1E ***NEW PARCEL SPLIT |
| Legal Range | 01E |
| Legal Township | 09N |
| Legal Section | 22 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CHAPIN |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 12500 |
17026 S Merrill Rd, a mobile home, is owned by two individuals who bought it in September 2026.
Source: Saginaw County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20008 W RIDGE RD, ELSIE, MI 48831-9203 |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on File |
| Deed Sale | Sep 1, 2026 · Amount on File |
| Prior Sale | Jun 24, 2004 · Amount on File |
| Deed Document Number | 202622370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 1, 2026 |
| Property Address | 17026 S MERRILL RD, ELSIE, MI 48831-9234 |
| Document Number | 0000022370 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202622370 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | GATEWAY TITLE COMPANY, GATEWAY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $216,114.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20008 W RIDGE RD, ELSIE, MI 48831-9203 |
| Document Number | 0000022371, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202622371 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 17026 S Merrill Rd was $2,245.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chapin Township |
| Unified School District | Ovid-Elsie Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,800 (+13.91%) | $191,600 (+13.91%) | |
| 2025 | $2,245.00 Homeowner's exemption | $84,100 | $168,200 |
| 2023 | $89,000 | $178,000 | |
| 2022 | $1,723.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 17026 S Merrill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 17026 S Merrill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Westphalia Broadband Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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