16258 S Merrill Rd, Elsie, MI 48831 Property Records

Saginaw County property record for 16258 S Merrill Rd, Elsie, MI 48831

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,456 sqft · built 2006
Lot Size39.1 acres (1,705,374 sqft)
OwnerIndividual Name on File
Tax Bill$3,221 (2025)
Deeds & MortgagesApr 2019 Refinance
Flood ZoneZone X (minimal risk)
APN12-09-1-15-1002-008

Property Details

APN / Parcel Number

Primary APN12-09-1-15-1002-008

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area1,705,374 sqft (39.1 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address16258 S MERRILL RD
CityELSIE
StateMI
Zip48831-9231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG AT A PT 1321.75 FT S OF NE CORN OF SEC TH CONT S 568 FT TH W 275.06 FT TH S 93.21 FT TH W 2341.88 FT TO N&S 1/4 LINE TH N
Legal Range01E
Legal Township09N
Legal Section15
JurisdictionSAGINAW MI
Township / Civil DivisionCHAPIN
Census Block Group2
Census Block2029
Census Tract12500

Owner

16258 S Merrill Rd is owned and occupied by an individual.

Source: Saginaw County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address16258 S MERRILL RD, ELSIE, MI 48831-9231
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address16258 S MERRILL RD, ELSIE, MI 48831-9231
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011798
DateApr 22, 2019
Instrument2019011798
Lender
NameSTATE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term169 Months
DueMay 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 16258 S Merrill Rd was $3,221 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionChapin Township
Unified School DistrictOvid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$167,400$334,800
2025$3,221.00 Homeowner's exemption
2023$149,900$299,800
2022$2,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16258 S Merrill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16258 S Merrill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Westphalia Broadband
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S Merrill Rd

Nearby Streets

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