16706 E Oregon Rd, Elk, WA 99009 Property Records

Spokane County property record for 16706 E Oregon Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,020 sqft · built 2002
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jun 2017)
Tax Bill	$5,129 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2021 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`49121.9033`

Property Details

APN / Parcel Number

Primary APN	`49121.9033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,020 sqft Living Area
Gross Area	3,984 sqft
1st Floor Area	1,280 sqft
2nd Floor Area	640 sqft
Upper Floors Area	600 sqft
Basement Area	1,280 sqft
Finished Basement	1,100 sqft
Unfinished Basement	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	192 sqft
Patio Area	112 sqft
Canopy	520 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	16706 E OREGON RD
City	ELK
State	WA
Zip	99009-8721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	12-29-44 SW1/4 OF NE1/4 OF NE1/4
Legal Range	44
Legal Township	29
Legal Section	12
Jurisdiction	SPOKANE WA
Township / Civil Division	MOUNT SPOKANE
Census Block Group	1
Census Block	1007
Census Tract	10102

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16706 E OREGON RD, ELK, WA 99009-8721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GESA CU
Jun 9, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GESA CU
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Oct 31, 2018	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE INS CO
Oct 31, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jun 22, 2017	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK
Jun 22, 2017	Quit Claim Deed, Transfer INLAND PROF TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2017 · Amount on Record
Deed Sale	Jun 22, 2017 · Amount on Record
Prior Sale	Sep 10, 2015 · Amount on Record
Deed Document Number	20176614630
Last Transfer Date	Oct 25, 2018
Transfer Doc	0006756661
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16706 E OREGON RD, ELK, WA 99009-8721
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007138958
Date	Oct 18, 2021
Instrument	7138958

Lender

Name	GESA CU
Type	Credit Union
Address	PORT ANGELES, WA 98362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16706 E OREGON RD, ELK, WA 99009-8721
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007085517
Date	Jun 9, 2021
Instrument	7085517

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16706 E OREGON RD, ELK, WA 99009-8721
Document Number	0006921032
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16706 E OREGON RD ELK WA 990098721, ELK, WA 99009-8721

Mortgage

Document Number	0006921032
Date	May 18, 2020
Instrument	6921032

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Oct 31, 2018
Property Address	16706 E OREGON RD, ELK, WA 99009-8721
Document Number	0006756662
Instrument Date	Oct 25, 2018
Instrument	6756662
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16706 E OREGON RD, ELK, WA 99009-8721

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 31, 2018
Property Address	16706 E OREGON RD, ELK, WA 99009-8721
Document Number	0006756661
Instrument Date	Oct 25, 2018
Instrument	6756661
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$10.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16706 E OREGON RD ELK WA 990098721, ELK, WA 99009-8721

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 22, 2017
Property Address	16706 E OREGON RD, ELK, WA 99009-8721
Document Number	0006614630
Instrument Date	Jun 20, 2017
Instrument	6614630
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	INLAND PROFESSIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,947.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16706 E OREGON RD, ELK, WA 99009-8721

Mortgage

Document Number	0006614632
Date	Jun 22, 2017
Instrument	6614632

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 22, 2017
Property Address	16706 E OREGON RD, ELK, WA 99009-8721
Document Number	0006614631
Instrument Date	Jun 18, 2017
Instrument	6614631
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	INLAND PROF TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16706 E OREGON RD ELK WA 990098721, ELK, WA 99009-8721

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,129.00 (+79.52%)	$603,700 (+14.63%) Land $132,000 Building $471,700	$603,700 (+14.63%) Land $132,000 Building $471,700
2025	$2,857.00 (-16.02%)
2024		$526,660 (+10.5%) Land $55,660 Building $471,000	$526,660 (+10.5%) Land $55,660 Building $471,000
2023	$3,402.00 (-23.74%)	$476,600 Land $46,100 Building $430,500	$476,600 Land $46,100 Building $430,500
2022	$4,461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 41% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	499 / 285
Wired or Wireless Fixed Wireless	200 / 40
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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