16020 E Oregon Rd, Elk, WA 99009 Property Records

Spokane County property record for 16020 E Oregon Rd, Elk, WA 99009 · Last verified June 2026

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,980 sqft · built 2024
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Tax Bill	$3,472 (2026)
Deeds & Mortgages	May 2024 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49122.9036`

Property Details

APN / Parcel Number

Primary APN	`49122.9036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16020 E OREGON RD
City	ELK
State	WA
Zip	99009-8717
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	12-29-44 S1/2 OF W1/2 OF NE1/4 OF NW1/4
Legal Range	44
Legal Township	29
Legal Section	12
Jurisdiction	SPOKANE WA
Township / Civil Division	MOUNT SPOKANE
Census Block Group	1
Census Block	1007
Census Tract	10102

Owner

Source: Spokane County records · APN 49122.9036

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 297, ELK, WA 99009-0297
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Dec 22, 2023	Deed of Trust, Mortgage MT SPOKANE HOME SALES LLC
Sep 08, 2022	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Feb 28, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage NUMERICA CU
Dec 13, 2018	Deed of Trust, Mortgage NUMERICA CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2000
Deed Sale	Dec 19, 2000
Deed Document Number	20004543166
Last Transfer Date	Feb 23, 2024
Transfer Doc	0007335527
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16020 E OREGON RD, ELK, WA 99009
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007348523
Date	May 13, 2024
Instrument	7348523

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 03, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16020 E OREGON RD, ELK, WA 99009
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16020 E OREGON RD, ELK, WA 99009

Mortgage

Document Number	0007325547
Date	Dec 22, 2023
Instrument	7325547

Lender

Name	MT SPOKANE HOME SALES LLC
Type	Non-Lending Institution
Address	MEAD, WA 99021

Agreement

Amount	Amount Recorded
Term	2 Months
Due	Feb 01, 2024

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16020 E OREGON RD, ELK, WA 99009
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007237877
Date	Sep 08, 2022
Instrument	7237877

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Feb 28, 2024
Property Address	16020 E OREGON RD, ELK, WA 99009
Document Number	0007335527
Instrument Date	Feb 23, 2024
Instrument	7335527
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 297, ELK, WA 99009-0297

Mortgage

Document Number	0007335528
Date	Feb 28, 2024
Instrument	7335528

Lender

Name	NUMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16020 E OREGON RD, ELK, WA 99009
Document Number	0006770701
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 09, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16020 E OREGON RD ELK WA 99009, ELK, WA 99009

Mortgage

Document Number	0006770701
Date	Dec 20, 2018
Instrument	6770701

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Dec 19, 2043

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,472.00 (-5.08%)	$420,800 (+357.39%) Land $110,000 Building $310,800	$420,800 (+357.39%) Land $110,000 Building $310,800
2025	$3,658.00 (+395.66%)	$92,000 (-74.6%) Land $92,000	$92,000 (-74.6%) Land $92,000
2024	$738.00 (-64.23%)	$362,200 (+31.18%) Land $92,000 Building $270,200	$362,200 (+31.18%) Land $92,000 Building $270,200
2023	$2,063.00 (-20.62%)	$276,100 Land $76,200 Building $199,900	$276,100 Land $76,200 Building $199,900
2022	$2,599.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 39% of Washington
Wildfire Likelihood	About 1 in 909 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Knightcom	Fixed Wireless (licensed-by-rule)	499 / 285
Wired or Wireless	Fixed Wireless (unlicensed)	200 / 40
Northwest Fiber	Fixed Wireless (licensed-by-rule)	10 / 1

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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