16220 E Oregon Rd, Elk, WA 99009 Property Records

Spokane County property record for 16220 E Oregon Rd, Elk, WA 99009

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,280 sqft · built 2023
Lot Size	9.86 acres (429,937 sqft)
Owner	2 Individual Names on Record
Last Sale	$113,900 (Feb 2009)
Tax Bill	$4,029 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49122.9038`

Property Details

APN / Parcel Number

Primary APN	`49122.9038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	429,937 sqft
Porch	Enclosed Frame Porch
Porch Area	64 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16220 E OREGON RD
City	ELK
State	WA
Zip	99009-8774
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RT
Legal Description	12-29-44 E 1/2 OF E1/2 OF NE1/4 OF NW1/4 EXC RD
Legal Range	44
Legal Township	29
Legal Section	12
Legal Block	1
Jurisdiction	SPOKANE WA
Township / Civil Division	MOUNT SPOKANE
Census Block Group	1
Census Block	1007
Census Tract	10102

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16220 E OREGON RD, ELK, WA 99009-8774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 26, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Dec 10, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 15, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2009 · Amount on Record
Deed Sale	Feb 20, 2009 · Amount on Record
Prior Sale	Jun 17, 2008 · Amount on Record
Deed Document Number	20095760699
Last Transfer Date	Oct 26, 2023
Transfer Doc	0007315687
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16220 E OREGON RD, ELK, WA 99009-8774
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007161983
Date	Dec 16, 2021
Instrument	7161983

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Oct 26, 2023
Property Address	16220 E OREGON RD, ELK, WA 99009-8774
Document Number	0007315687
Instrument Date	Oct 26, 2023
Instrument	7315687
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16220 E OREGON RD, ELK, WA 99009-8774

Mortgage

Document Number	0007315688
Date	Oct 26, 2023
Instrument	7315688

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2054

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16220 E OREGON RD, ELK, WA 99009-8774
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006767694
Date	Dec 10, 2018
Instrument	6767694

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Nov 16, 2033

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16220 E OREGON RD, ELK, WA 99009-8774
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007008041
Date	Dec 15, 2020
Instrument	7008041

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	56 Months
Due	Aug 1, 2025

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,029.00 (-1.37%)	$480,550 (+60.12%) Land $109,350 Building $371,200	$480,550 (+60.12%) Land $109,350 Building $371,200
2025	$4,085.00 (+132.23%)
2024		$300,120 (+28.78%) Land $91,220 Building $208,900	$300,120 (+28.78%) Land $91,220 Building $208,900
2023	$1,759.00 (-20.05%)	$233,050 Land $75,550 Building $157,500	$233,050 Land $75,550 Building $157,500
2022	$2,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 40% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	499 / 285
Wired or Wireless Fixed Wireless	200 / 40
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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