Stearns County property record for 16704 Co Rd 49, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,984 sqft · built 1967 |
| Lot Size | 0.542 acres (23,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Jun 2024) |
| Tax Bill | $5,458 (2026) |
| Deeds & Mortgages | Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-24564-0000 |
| Primary APN | 36-24564-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,984 sqft Living Area |
| Gross Area | 2,572 sqft |
| 1st Floor Area | 988 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,600 sqft (0.542 acres) |
| Lot Dimensions | 236 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16704 COUNTY ROAD 49 |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P/O LOTS 28 & 29 LYING SWLY OF FDL:COM SELY COR LOT 29-S67D W ALG S LN 45.20' TO POB-N24D W 266' TO SL PARK LAKE & TERM |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 28 |
| Legal Subdivision | MAPLEWOOD SHORE |
| Legal Block | 28 |
| Legal Lot Number | 28-29 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 11302 |
16704 Co Rd 49 is owned and occupied by two individuals who bought it in June 2024.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16704 COUNTY ROAD 49, COLD SPRING, MN 56320-9724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2024 · Amount on File |
| Deed Sale | Jun 14, 2024 · Amount on File |
| Prior Sale | Jul 5, 2018 · Amount on File |
| Deed Document Number | 20241659530 |
| Prior Transfer Date | Apr 4, 2008 |
| Prior Transfer Doc | 0000668230 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 5, 2018 |
| Property Address | 16704 COUNTY ROAD 49, COLD SPRING, MN 56320-9724 |
| Document Number | 00A1523997 |
| Instrument Date | Jun 22, 2018 |
| Instrument | A1523997 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16704 COUNTY ROAD 49, COLD SPRING, MN 56320-9724 |
The 2026 property tax bill for 16704 Co Rd 49 was $5,458.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,458.00 | ||
| 2025 | $556,200 Land $160,900 Building $395,300 | $556,200 Land $160,900 Building $395,300 | |
| 2023 | $4,716.00 | $499,500 Land $143,800 Building $355,700 | $499,500 Land $143,800 Building $355,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16704 Co Rd 49 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16704 Co Rd 49 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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