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16758 Co Rd 49, Cold Spring, MN 56320 Property Records

Stearns County property record for 16758 Co Rd 49, Cold Spring, MN 56320 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1964
Lot Size0.537 acres (23,375 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Oct 2019)
Tax Bill$3,974 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Dec 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN36-24567-0000

Property Details

APN / Parcel Number

Primary APN36-24567-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area1,152 sqft
1st Floor Area960 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area23,375 sqft (0.537 acres)
Lot Dimensions275 ft deep x 85 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address16758 COUNTY ROAD 49
CityCOLD SPRING
StateMN
Zip56320-9724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 32 & FR PT OF LT 31 MAPLEWOOD SHORE SECTION 28 TOWNSHIP 123 RANGE 030 MAPLEWOOD SHORE SECTION 28 TOWNSHIP 123 RANGE 030
Legal Range30W
Legal Township123
Legal Section28
Legal SubdivisionMAPLEWOOD SHORE
Legal Lot Number31-32
JurisdictionSTEARNS MN
Township / Civil DivisionWAKEFIELD
Census Block Group1
Census Block1033
Census Tract11302

Owner

Source: Stearns County records · APN 36-24567-0000

Assessment roll updated November 6, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16758 COUNTY ROAD 49, COLD SPRING, MN 56320-9724
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Line of Credit
GRANITE BANK
Dec 15, 2021Warranty Deed, Transfer
LENDSERV NATIONAL TITLE
Oct 31, 2019Quit Claim Deed, Transfer
AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSOCIAT
Oct 09, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 09, 2019 · Amount on Record
Deed SaleOct 09, 2019 · Amount on Record
Deed Document Number20191554344
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEARNS MN
Recording DateMay 20, 2026
Property Address16758 COUNTY ROAD 49, COLD SPRING, MN 56320-9724
Document Number0001713456
Instrument DateMay 06, 2026
Instrument20261713456
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address16758 COUNTY ROAD 49, COLD SPRING, MN 56320-9724

Mortgage

Document Number0001713456,
DateMay 20, 2026
Instrument20261713456
Lender
NameGRANITE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 26, 2036
Interest
Rate6.37%
Max Rate-1%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateDec 15, 2021
Property Address16758 COUNTY ROAD 49, COLD SPRING, MN 56320-9724
Document Number00A1621761
Instrument DateNov 30, 2021
InstrumentA1621761
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyLENDSERV NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16758 COUNTY ROAD 49, COLD SPRING, MN 56320-9724

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateOct 31, 2019
Property Address16758 COUNTY ROAD 49, COLD SPRING, MN 56320-9724
Document Number00A1555892
Instrument DateJul 26, 2019
InstrumentA1555892
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSOCIAT

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16758 COUNTY ROAD 49, COLD SPRING, MN 56320-9724

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateOct 09, 2019
Property Address16758 COUNTY ROAD 49, COLD SPRING, MN 56320-9724
Document Number00A1554344
Instrument DateJul 23, 2019
InstrumentA1554344
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16758 COUNTY ROAD 49, COLD SPRING, MN 56320-9724

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
County SubdivisionWakefield Township
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,974.00 (+10.27%)
2025$421,400 (+11.04%) Land $156,800 Building $264,600$421,400 (+11.04%) Land $156,800 Building $264,600
2023$3,604.00$379,500 Land $140,100 Building $239,400$379,500 Land $140,100 Building $239,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims3 (1997–2009)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2009, river or lake flooding

Wildfire

Wildfire RiskLow
above 7% of the US · above 21% of Minnesota
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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