Pasco County property record for 16697 Courtyard Loop, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,065 sqft · built 2018 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Jun 2018) |
| Tax Bill | $10,968 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 19-26-18-0120-00I00-0060 |
| Primary APN | 19-26-18-0120-00I00-0060 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,065 sqft Living Area |
| Gross Area | 3,847 sqft |
| 1st Floor Area | 3,065 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,400 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 782 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,240 sqft |
| Pool Area | 320 sqft |
| Porch | Open Porch |
| Porch Area | 404 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 16697 COURTYARD LOOP |
|---|---|
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-3570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | BEXLEY SOUTH PARCEL 4 PHASE 1 PB 72 PG 074 BLOCK I LOT 6 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | BEXLEY SOUTH |
| Legal Tract | 120 |
| Legal Block | I |
| Legal Lot Number | 6 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 31701 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16697 COURTYARD LOOP, LAND O LAKES, FL 34638-3570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed of Trust, Mortgage UNISON AGREEMENT CORP |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 9, 2025 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 6, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2018 · Amount on Record |
| Deed Sale | Jun 6, 2018 · Amount on Record |
| Prior Sale | May 1, 2016 · Amount on Record |
| Deed Document Number | 201895430 |
| Deed Book / Page | 9737 / 106 |
| Last Transfer Date | Aug 28, 2025 |
| Transfer Doc | 0000171951 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 16697 COURTYARD LOOP, LAND O LAKES, FL 34638-3570 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16697 COURTYARD LOOP, LAND O LAKES, FL 34638-3570 |
| Document Number | 0107580954 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 10758/954 |
| Instrument | 2023016410 |
| Name | UNISON AGREEMENT CORP |
|---|---|
| Type | Government Agency |
| Address | SAN FRANCISCO, CA 94108 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 16697 COURTYARD LOOP, LAND O LAKES, FL 34638-3570 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16697 COURTYARD LOOP, LAND O LAKES, FL 34638-3570 |
| Document Number | 0103060053 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 10306/53 |
| Instrument | 2021057011 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 9, 2025 |
| Property Address | 16697 COURTYARD LOOP, LAND O LAKES, FL 34638-3570 |
| Document Number | 0112773180 |
| Book / Page | 11277 / 3180 |
| Map Reference | MB 72 PG 74-103 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 2025171954 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,418.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20835 MAGNOLIA CREEK LN, LAND O LAKES, FL 34638-3863 |
| Name | Verified Name |
|---|---|
| Address | 16697 COURTYARD LOOP, LAND O LAKES, FL 34638-3570 |
| Document Number | 0112773182 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 11277/3182 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jun 6, 2018 |
| Property Address | 16697 COURTYARD LOOP, LAND O LAKES, FL 34638-3570 |
| Document Number | 0097370106 |
| Book / Page | 9737 / 0106 |
| Map Reference | MB72 PG74-103 |
| Instrument Date | May 30, 2018 |
| Instrument | 2018095430 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | HILLSBOROUGHH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3106 S FALKENBURG RD, 3106, RIVERVIEW, FL 33578-2541 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16697 COURTYARD LOOP, LAND O LAKES, FL 34638-3570 |
| Document Number | 2018095433 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 2018095433 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $652,993 (+30.59%) Land $117,276 Building $535,717 | $652,993 (-1.87%) Land $117,276 Building $535,717 | |
| 2025 | $10,968.00 (+1.79%) | $500,030 (+5.99%) Land $117,276 Building $382,754 | $665,465 (+15.53%) Land $117,276 Building $548,189 |
| 2024 | $10,775.00 (+5.21%) | ||
| 2023 | $10,241.00 (+9.16%) Additional exemption filed | $471,790 (+3%) Land $82,956 Building $388,834 | $575,997 (+10.55%) Land $82,956 Building $493,041 |
| 2022 | $9,382.00 Homeowner's exemption | $458,050 Land $74,976 Building $383,074 | $521,042 Land $74,976 Building $446,066 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 48.8 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 689 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 689 in force |
| Nearby Flood Claims | 10 (2004–2025) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Dec 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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