Pasco County property record for 16725 Courtyard Loop, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,099 sqft · built 2018 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jan 2020) |
| Tax Bill | $10,568 (2025) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Oct 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-26-18-0120-00I00-0040 |
| Primary APN | 19-26-18-0120-00I00-0040 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,099 sqft Living Area |
| Gross Area | 4,510 sqft |
| 1st Floor Area | 3,099 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.192 acres) |
| Garage Area | 658 sqft |
| Driveway | Driveway |
| Driveway Area | 768 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 753 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1003004 |
|---|---|
| Street Address | 16725 COURTYARD LOOP |
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-3573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | BEXLEY SOUTH PARCEL 4 PHASE 1 PB 72 PG 074 BLOCK I LOT 4 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | BEXLEY SOUTH |
| Legal Phase | 1 |
| Legal Tract | 120 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 31701 |
16725 Courtyard Loop is owned and occupied by two individuals who bought it in January 2020.
Source: Pasco County records, as of December 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16725 COURTYARD LOOP, LAND O LAKES, FL 34638-3573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Oct 23, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage USAA |
| Feb 20, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Mar 1, 2017 | Loan Modification, Mortgage · Line of Credit FIFTH THIRD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2020 · Amount on File |
| Deed Sale | Jan 6, 2020 · Amount on File |
| Prior Sale | Oct 23, 2018 · Amount on File |
| Deed Document Number | 2020001189 |
| Deed Book / Page | 10033 / 0477 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jan 6, 2020 |
| Property Address | 16725 COURTYARD LOOP, LAND O LAKES, FL 34638-3573 |
| Document Number | 0100330477 |
| Book / Page | 010033 / 000477 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 1189 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2020 |
| Title Company | PINEYWOODS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16725 COURTYARD LOOP LAND O LAKES FL 346383573, LAND O LAKES, FL 34638-3573 |
| Document Number | 100330478 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 010033/000478 |
| Instrument | 1190 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 5, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Oct 23, 2018 |
| Property Address | 16725 COURTYARD LOOP, LAND O LAKES, FL 34638-3573 |
| Document Number | 0098062828 |
| Book / Page | 009806 / 002828 |
| Instrument Date | Oct 3, 2018 |
| Instrument | 179384 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 7, 2018 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,423.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16725 COURTYARD LOOP LAND O LAKES FL 346383573, LAND O LAKES, FL 34638-3573 |
| Document Number | 98062829 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 009806/002829 |
| Instrument | 179385 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Feb 20, 2017 |
| Property Address | 16725 COURTYARD LOOP, LAND O LAKES, FL 34638-3573 |
| Document Number | 0094981575 |
| Book / Page | 009498 / 001575 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 22661 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $676.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2379 BEVILLE RD DAYTONA BEACH FL 321198720, DAYTONA BEACH, FL 32119-8720 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Mar 1, 2017 |
| Property Address | 16725 COURTYARD LOOP, LAND O LAKES, FL 34638-3573 |
| Document Number | 0095030519 |
| Book / Page | 00950 / 000519 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 28445 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | SOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS CO LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2379 BEVILLE RD DAYTONA BEACH FL 321198720, DAYTONA BEACH, FL 32119-8720 |
| Document Number | 95030519 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 009503/000519 |
| Instrument | 28445 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | 3344 PEACHTREE RD NE # 800, ATLANTA, GA 30326-4807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 16725 Courtyard Loop was $10,568 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,568.00 Homeowner's exemption | $481,290 Land $117,276 Building $364,014 | $656,686 Land $117,276 Building $539,410 |
| 2023 | $9,858.00 (+8.18%) Additional exemption filed | $454,110 (+3%) Land $82,956 Building $371,154 | $563,619 (+11.41%) Land $82,956 Building $480,663 |
| 2022 | $9,113.00 Homeowner's exemption | $440,890 Land $74,976 Building $365,914 | $505,887 Land $74,976 Building $430,911 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16725 Courtyard Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 689 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 689 in force |
| Nearby Flood Claims | 10 (2004–2025) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Dec 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16725 Courtyard Loop is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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