16685 Courtyard Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 16685 Courtyard Loop, Land O Lakes, FL 34638

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,313 sqft · built 2017
Lot Size0.244 acres (10,666 sqft)
OwnerIndividual Name on File
Last Sale$610,000 (Jun 2021)
Tax Bill$12,225 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Jun 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN19-26-18-0120-00I00-0070

Property Details

APN / Parcel Number

Primary APN19-26-18-0120-00I00-0070
Alternative APN
  • 1003007

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,313 sqft Living Area
Gross Area4,376 sqft
1st Floor Area1,611 sqft
Upper Floors Area1,702 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,666 sqft (0.244 acres)
Garage Area841 sqft
DrivewayDriveway
Driveway Area1,217 sqft
Parking Spaces3 Parking Spaces
Pool Area465 sqft
PorchPorch
Porch Area222 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1003007
Street Address16685 COURTYARD LOOP
CityLAND O LAKES
StateFL
Zip34638-3570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionBEXLEY SOUTH PARCEL 4 PHASE 1 PB 72 PG 074 BLOCK I LOT 7
Legal Range18E
Legal Township26S
Legal Section19
Legal SubdivisionBEXLEY SOUTH
Legal Phase1
Legal Tract120
Legal Block1
Legal Lot Number7
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1038
Census Tract31701

Owner

16685 Courtyard Loop is owned and occupied by an individual who bought it in June 2021.

Source: Pasco County records, as of December 19, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address16685 COURTYARD LOOP, LAND O LAKES, FL 34638-3570
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Deed of Trust, Mortgage · Line of Credit
THE LOAN STORE INC
Jun 25, 2021Warranty Deed, Transfer · Conventional Mortgage
PRINCETON MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2021 · Amount on File
Deed SaleJun 25, 2021 · Amount on File
Prior SaleMar 27, 2018 · Amount on File
Deed Document Number2021133747
Deed Book / Page10379 / 1854
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address16685 COURTYARD LOOP, LAND O LAKES, FL 34638-3570
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address16685 COURTYARD LOOP, LAND O LAKES, FL 34638-3570

Mortgage

Document Number0109032891
DateOct 18, 2023
Book Page10903/2891
Instrument2023185381
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueNov 8, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJun 25, 2021
Property Address16685 COURTYARD LOOP, LAND O LAKES, FL 34638-3570
Document Number0103791854
Book / Page10379 / 1854
Map ReferenceMB 72 PG 74-103
Instrument DateJun 23, 2021
Instrument2021133747
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyMASTERPIECE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17325 CRUISER BND, LAND O LAKES, FL 34638-2808

Transferred To (Grantee/Buyer)

NameVerified Name
Address16685 COURTYARD LOOP, LAND O LAKES, FL 34638-3570

Mortgage

Document Number0103791856
DateJun 25, 2021
Instrument10379/1856
Lender
NamePRINCETON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 16685 Courtyard Loop was $12,225 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,225.00 Homeowner's exemption$574,820 Land $123,598 Building $451,222$680,184 Land $123,598 Building $556,586
2023$11,432.00 (+16.07%) Additional exemption filed$542,350 (+11.18%) Land $89,278 Building $453,072$589,637 (+17.74%) Land $89,278 Building $500,359
2022$9,849.00 Homeowner's exemption$487,807 Land $81,298 Building $406,509$500,777 Land $81,298 Building $419,479

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16685 Courtyard Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation48.8 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 689 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies689 in force
Nearby Flood Claims10 (2004–2025)
Claims Outside the SFHA9 of 10
Most Recent ClaimDec 2025
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16685 Courtyard Loop is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Nearby Properties on Courtyard Loop

Nearby Streets

Search Property Records by Address or Parcel Number