Shelby County property record for 1057 Ditto Rd, Waddy, KY 40076
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Jun 2020) |
| Tax Bill | $1,227 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-00-002A |
| Primary APN | 093-00-002A |
|---|---|
| Alternative APN |
|
| Lot Area | 50,094 sqft (1.15 acres) |
|---|
| Account Number | 0051867 |
|---|---|
| Street Address | 1057 DITTO RD |
| City | WADDY |
| State | KY |
| Zip | 40076-5054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DITTO ROAD 1.154 ACRES |
| Jurisdiction | SHELBY KY |
| Township / Civil Division | HARRISONVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 40101 |
Source: Shelby County records, as of February 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1057 DITTO RD, WADDY, KY 40076-5054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on Record |
| Deed Sale | Jun 25, 2020 · Amount on Record |
| Deed Document Number | 461192 |
| Deed Book / Page | D0665 / 696 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SHELBY KY |
| Recording Date | Jun 25, 2020 |
| Property Address | 1057 DITTO RD, WADDY, KY 40076-5054 |
| Document Number | 0D0665/696 |
| Book / Page | D0665 / 696 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 461192 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1128 INDIAN TRL, 1128, LAWRENCEBURG, KY 40342-1819 |
| Name | Verified Name |
|---|---|
| Address | 1057 DITTO RD, WADDY, KY 40076-5054 |
| Document Number | 0000461193 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 461193 |
| Name | CITIZENS UNION BANK OF SHELBYVILLE |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Shelby County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,227.00 (-2.31%) | $105,000 (-) | $105,000 (-) |
| 2023 | $1,256.00 | $105,000 | $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Bluegrass Fiber Fixed Wireless | 50 / 10 |
| All Points Broadband Fixed Wireless | 10 / 1 |
May also be available: Verizon.
No cell data coverage reported
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