16655 Granite Dr, Ramona, CA 92065 Property Records

San Diego County property record for 16655 Granite Dr, Ramona, CA 92065 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1996
Square Footage	2,797 sqft Living Area
Lot Size	10,175 sqft (0.234 acres)
Occupancy	Owner Occupied
Last Sale	$287,000 (1995)
Tax Bill	$6,010.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`278-492-46-00`
Alternative APN	`2784920200`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,797 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	10,175 sqft (0.234 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Location & Zoning

Old Parcel Number	2784920200
Street Address	16655 GRANITE DR
City	RAMONA
State	CA
Zip	92065-6842
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 156 DOC95-491787 IN TR 012754
Legal Subdivision	SAN DIEGO 4626-3
Legal Tract	012754
Legal Block	2
Legal Lot Number	156
Jurisdiction	SAN DIEGO CA
Minor Civil Division	SAN DIEGO
Census Blockgroup	2
Census Block	2001
Census Tract	17021

Owner

Source: San Diego County records · APN 278-492-46-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	16655 GRANITE DR, RAMONA, CA 92065-6842
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 1995 · Amount on Record
Deed Sale	Oct 31, 1995 · Amount on Record
Deed Doc Number	1995491787
Last Transfer Date	Jul 25, 2003
Transfer Doc	0000952471
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16655 GRANITE DR, RAMONA, CA 92065-6842
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16655 GRANITE DR, RAMONA, CA 92065-6842

Mortgage

Document Number	0000659094
Date	Oct 27, 2020
Instrument	2020-0659094

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2030

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$485,952 (+2%) Land $135,374 Building $350,578
2025	$6,010.00 (+7.13%) Homeowner's exemption	$476,424 (+4.04%) Land $132,720 Building $343,704
2023	$5,610.00 (-2.03%) Homeowner's exemption	$457,925 Land $127,567 Building $330,358
2022	$5,726.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	About 1 in 109 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.