1665 Lois Way, Ceres, CA 95307 Property Records

Stanislaus County property record for 1665 Lois Way, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1951
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$413,000 (Jan 2026)
Tax Bill	$3,958 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Nov 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`040-014-073-000`

Property Details

APN / Parcel Number

Primary APN	`040-014-073-000`
Alternative APNs	`0401473000` `0401473`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1665 LOIS WAY
City	CERES
State	CA
Zip	95307-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FAIR TR
Legal Block	1
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1003
Census Tract	2604

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1665 LOIS WAY, CERES, CA 95307-1505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Nov 21, 2025	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Prior Sale	Nov 21, 2025 · Amount on Record
Deed Document Number	20264015
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 28, 2026
Property Address	1665 LOIS WAY, CERES, CA 95307-1505
Document Number	0000004015
Map Reference	VOL 16 PG 29
Instrument Date	Jan 27, 2026
Instrument	2026-0004015
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	WFG NATL TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 LOIS WAY, CERES, CA 95307-1505
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004016
Date	Jan 28, 2026
Instrument	2026-0004016

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0000004017
Date	Jan 28, 2026
Instrument	2026-0004017

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Mar 27, 2056

November 2025: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 21, 2025
Property Address	1665 LOIS WAY, CERES, CA 95307-1505
Document Number	0000058029
Map Reference	VOL 16 PG 29
Instrument Date	Nov 18, 2025
Instrument	2025-0058029
Transaction Type	Construction Loan
Record Updated	Dec 3, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2445 GEER RD # 501, TURLOCK, CA 95382-1401
Investor	Possibly a Property Investor

Mortgage

Document Number	0000058030
Date	Nov 21, 2025
Instrument	2025-0058030

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,958.00 (+287.66%)	$345,000 (+267.23%) Land $200,000 Building $145,000
2025	$1,021.00 (+10.02%)	$93,946 (+4.04%) Land $33,835 Building $60,111
2023	$928.00 (+0.98%) Homeowner's exemption	$90,300 Land $32,522 Building $57,778
2022	$919.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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