Rockingham County property record for 16648 E Summit Ave, Elkton, VA 22827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,190 sqft · built 1952 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $141,055 (Dec 2025) |
| Tax Bill | $924 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Dec 2025 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131B4-(4)-B A L13 |
| Primary APN | 131B4-(4)-B A L13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| Gross Area | 1,497 sqft |
| Basement Area | 594 sqft |
| Unfinished Basement | 594 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | R13233 |
|---|---|
| Street Address | 16648 E SUMMIT AVE |
| City | ELKTON |
| State | VA |
| Zip | 22827-1691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LAM ADD L 13 |
| Legal Subdivision | LAM ADD |
| Legal Lot Number | 13 |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10200 |
Source: Rockingham County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13079 MODEL RD, ELKTON, VA 22827-3255 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Line of Credit SELECT BANK |
| Dec 8, 2025 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Jun 24, 2022 | Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2025 · Amount on Record |
| Deed Sale | Dec 8, 2025 · Amount on Record |
| Prior Sale | Jun 24, 2022 · Amount on Record |
| Deed Document Number | 202527088 |
| Deed Book / Page | 5991 / 425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | May 11, 2026 |
| Property Address | 16648 E SUMMIT AVE, ELKTON, VA 22827-1691 |
| Document Number | 0000010261 |
| Book / Page | 6046 / 706 |
| Instrument Date | May 8, 2026 |
| Instrument | 202610261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 13079 MODEL RD, ELKTON, VA 22827-3255 |
| Document Number | 0000010261, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 6046/706 |
| Instrument | 202610261 |
| Name | SELECT BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Dec 8, 2025 |
| Property Address | 16648 E SUMMIT AVE, ELKTON, VA 22827-1691 |
| Document Number | 005991/425 |
| Book / Page | 5991 / 425 |
| Map Reference | MB 165 PG 283 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2025-27088 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $141.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12610 PATRICK HENRY DRD, NEWPORT NEWS, VA 23602 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13079 MODEL RD, ELKTON, VA 22827-3255 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Jun 24, 2022 |
| Property Address | 16648 E SUMMIT AVE, ELKTON, VA 22827-1691 |
| Document Number | 005593/162 |
| Book / Page | 5593 / 162 |
| Map Reference | MB 165 PG 283 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 2022-15487 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16648 E SUMMIT AVE, ELKTON, VA 22827-1691 |
| Document Number | 0202215488 |
|---|---|
| Date | Jun 24, 2022 |
| Instrument | 2022-15488 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockingham County |
| Municipality | Elkton Town |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $924.00 (+12.96%) | $140,000 (+16.38%) Land $35,000 Building $105,000 | $140,000 (+16.38%) Land $35,000 Building $105,000 |
| 2025 | $818.00 | $120,300 Land $25,000 Building $95,300 | |
| 2022 | $120,300 Land $25,000 Building $95,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 14 (1985–2011) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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