16642 E Summit Ave, Elkton, VA 22827 Property Records

Rockingham County property record for 16642 E Summit Ave, Elkton, VA 22827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,443 sqft · built 2007
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on Record
Last Sale	$243,750 (Jul 2022)
Tax Bill	$1,424 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`131B4-(4)-B A L12`

Property Details

APN / Parcel Number

Primary APN	`131B4-(4)-B A L12`
Alternative APNs	`R45903` `45903`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
Gross Area	3,108 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Driveway	Paver Driveway

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R45903
Street Address	16642 E SUMMIT AVE
City	ELKTON
State	VA
Zip	22827-1691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAM ADD L12 BA
Legal Subdivision	LAM ADD
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	STONEWALL
Census Block Group	2
Census Block	2000
Census Tract	10200

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16642 E SUMMIT AVE, ELKTON, VA 22827-1691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Dec 14, 2009
Deed Document Number	202218132
Deed Book / Page	5604 / 228
Prior Transfer Date	Jul 11, 2022
Prior Transfer Doc	005604/228
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Jul 22, 2022
Property Address	16642 E SUMMIT AVE, ELKTON, VA 22827-1691
Document Number	005604/228
Book / Page	5604 / 228
Map Reference	MB 3012 PG 35
Instrument Date	Jul 11, 2022
Instrument	2022-18132
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16642 EAST EUMMIT AVE, ELKTON, VA 22827

Mortgage

Document Number	0202218133
Date	Jul 22, 2022
Instrument	2022-18133

Lender

Name	VBS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Municipality	Elkton Town
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,424.00 (+4.4%)	$215,900 (+7.57%) Land $35,000 Building $180,900	$215,900 (+7.57%) Land $35,000 Building $180,900
2025	$1,364.00	$200,700 Land $25,000 Building $175,700
2022			$200,700 Land $25,000 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1985–2011)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Apr 2011 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20