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  5. E Summit Ave

16638 E Summit Ave, Elkton, VA 22827 Property Records

Rockingham County property record for 16638 E Summit Ave, Elkton, VA 22827

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 895 sqft · built 1942
Lot Size0.224 acres (9,757 sqft)
OwnerIndividual Name on Record
Last Sale$124,630 (Oct 2005)
Deeds & MortgagesJun 2026 Transfer
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN131B4-(4)-B A L11

Property Details

APN / Parcel Number

Primary APN131B4-(4)-B A L11
Alternative APNs
  • R13129
  • 13129

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area895 sqft Living Area
Gross Area1,255 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialMetal
Lot Area9,757 sqft (0.224 acres)
Shed1 Shed
Shed Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberR13129
Street Address16638 E SUMMIT AVE
CityELKTON
StateVA
Zip22827-1691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLAM ADD L11 BA
Legal SubdivisionLAM ADD
JurisdictionROCKINGHAM VA
Township / Civil DivisionSTONEWALL
Census Block Group2
Census Block2000
Census Tract10200

Owner

Source: Rockingham County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16638 E SUMMIT AVE, ELKTON, VA 22827-1691
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 29, 2021Gift Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Oct 11, 2005Deed, Transfer · ARM
ENCORE CREDIT CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2005 · Amount on Record
Deed SaleOct 11, 2005 · Amount on Record
Deed Document Number200532529
Deed Book / Page2751 / 594
Last Transfer DateJun 10, 2026
Transfer Doc0000012562
Record UpdatedSep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionROCKINGHAM VA
Recording DateJun 10, 2026
Property Address16638 E SUMMIT AVE, ELKTON, VA 22827-1691
Document Number0000012562
Book / Page6059 / 430
Instrument DateJun 10, 2026
Instrument202612562
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16638 E SUMMIT AVE, ELKTON, VA 22827-1691

November 2021: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionROCKINGHAM VA
Recording DateNov 29, 2021
Property Address16638 E SUMMIT AVE, ELKTON, VA 22827-1691
Document Number005510/191
Book / Page5510 / 191
Map ReferenceMB 165 PG 283
Instrument DateAug 6, 2021
Instrument2021-33097
Transaction TypeTransfer
Record UpdatedJun 26, 2026
Title CompanyVANQUISH LAND TITLE, VANQUISH LAND TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202133098
DateNov 29, 2021
Instrument2021-33098
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueSep 1, 2051

October 2005: Deed, Transfer

Document TypeDeed
JurisdictionROCKINGHAM VA
Recording DateOct 11, 2005
Property Address16638 E SUMMIT AVE, ELKTON, VA 22827-1691
Document Number002751/594
Book / Page2751 / 594
Instrument DateOct 7, 2005
Instrument2005-00032529
Transaction TypeTransfer
Record UpdatedJun 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$62.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address16638 E SUMMIT AVE, ELKTON, VA 22827-1691

Mortgage

Document Number200500032530
DateOct 11, 2005
Instrument2005-00032530
Lender
NameENCORE CREDIT CORP
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 1, 2035
Prepayment Penalty24 Months
Interest
Rate TypeAdjustable Rate
Rate7.75%
Type Change DateNov 1, 2007
Change Frequency6 Months
Min Rate At Change7.75%
Max Rate At Change10.7%
Index6-Month LIBOR
Max Rate14.7%

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockingham County
MunicipalityElkton Town
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$119,100 Land $35,000 Building $84,100$119,100 Land $35,000 Building $84,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims14 (1985–2011)
Claims Outside the SFHA2 of 14
Most Recent ClaimApr 2011 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 5 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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