16631 Orchard Bend Rd, Poway, CA 92064 Property Records

San Diego County property record for 16631 Orchard Bend Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,085 sqft · built 1971
Lot Size	1.38 acres (60,548 sqft)
Owner	Company Name on Record
Last Sale	$476,000 (Jul 1991)
Tax Bill	$9,876 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`275-103-04-00`

Property Details

APN / Parcel Number

Primary APN	`275-103-04-00`
Alternative APN	`2750630300`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,085 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	60,548 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2750630300
Street Address	16631 ORCHARD BEND RD
City	POWAY
State	CA
Zip	92064-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-C
Legal Description	SEC 25-13-2W PAR 65 AS PER ROS 4253 IN
Legal Range	02W
Legal Township	13
Legal Section	25
Legal Subdivision	RECORD OF SURVEY NO 4253
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17053

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16631 ORCHARD BEND RD, POWAY, CA 92064-1713
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 6, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 1991 · Amount on Record
Deed Sale	Jul 18, 1991 · Amount on Record
Prior Sale	Oct 26, 1989 · Amount on Record
Deed Document Number	1991352115
Last Transfer Date	Oct 27, 2017
Transfer Doc	0000517804
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16631 ORCHARD BEND RD, POWAY, CA 92064-1713
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16631 ORCHARD BEND RD, POWAY, CA 92064-1713

Mortgage

Document Number	0000206458
Date	Mar 17, 2021
Instrument	2021-0206458

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2017
Property Address	16631 ORCHARD BEND RD, POWAY, CA 92064-1713
Document Number	0000517804
Instrument Date	Oct 27, 2017
Instrument	517804
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	16631 ORCHARD BEND RD POWAY CA 920641713, POWAY, CA 92064-1713

Mortgage

Document Number	517805
Date	Nov 6, 2017
Instrument	517805

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$891,021 (+2%) Land $360,737 Building $530,284
2025	$9,876.00 (+4.93%) Homeowner's exemption	$873,551 (+4.04%) Land $353,664 Building $519,887
2023	$9,412.00 (+1.7%) Homeowner's exemption	$839,632 Land $339,932 Building $499,700
2022	$9,255.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1983–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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