16614 Caravaggio Loop, Montverde, FL 34756 Property Records

Lake County property record for 16614 Caravaggio Loop, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,175 sqft · built 2013
Lot Size	0.716 acres (31,167 sqft)
Owner	2 Individual Names on Record
Last Sale	$649,000 (Jan 2017)
Tax Bill	$7,627 (2024)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-22-26-0010-000-01300`

Property Details

APN / Parcel Number

Primary APN	`23-22-26-0010-000-01300`
Alternative APNs	`262223001000001300` `3859211`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,175 sqft Living Area
Gross Area	4,884 sqft
1st Floor Area	2,496 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Tile
Lot Area	31,167 sqft (0.716 acres)
Garage Type	Attached
Garage Area	709 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	818 sqft
Porch	Finished/Open Porch
Porch Area	494 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3859211
Street Address	16614 CARAVAGGIO LOOP
City	MONTVERDE
State	FL
Zip	34756-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLINA BAY PB 60 PG 34-38 LOT 13 ORB 4887 PG 1376
Legal Range	26E
Legal Township	22S
Legal Section	23
Legal Subdivision	COLINA BAY
Legal Tract	A-G
Legal Lot Number	13
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1061
Census Tract	31301

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16614 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2017 · Amount on Record
Deed Sale	Jan 11, 2017 · Amount on Record
Deed Document Number	20173152
Deed Book / Page	4887 / 1376
Prior Transfer Date	Sep 29, 2009
Prior Transfer Doc	0038250057
Record Updated	Jun 8, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 11, 2017
Property Address	16614 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3707
Document Number	0048871376
Book / Page	4887 / 1376
Map Reference	MB60 PG34
Instrument Date	Dec 28, 2016
Instrument	2017003152
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,543.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1660 ONECO AVE, 1660, WINTER PARK, FL 32789-1638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16614 CARAVAGGIO LOOP, MONTVERDE, FL 34756-3707

Mortgage

Document Number	0048871378
Date	Jan 11, 2017
Instrument	4887/1378

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$593,120 (+2.9%)	$905,820 (-0.06%) Land $297,000 Building $608,820
2025		$576,410 (+5.98%) Land $297,000 Building $279,410	$906,333 (+1.95%) Land $297,000 Building $609,333
2024	$7,627.00 (+4.72%)
2023	$7,283.00 (+4.72%) Homeowner's exemption	$543,860 (+3%)	$888,956 (+17.6%) Land $297,000 Building $591,956
2022	$6,955.00 Homeowner's exemption	$528,020	$755,943 Land $164,500 Building $591,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAS COLINAS WATER PLANT public/private · serves 260 people · EPA ID FL3354944
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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