San Diego County property record for 16603 Vesper Rd, Valley Center, CA 92082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 1993 |
| Lot Size | 39.8 acres (1,734,559 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $400,000 (Jan 1991) |
| Tax Bill | $12,233 (2025) |
| Deeds & Mortgages | May 2026 Transfer May 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 188-100-30-00 |
| Primary APN | 188-100-30-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,760 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 1,734,559 sqft |
| Street Address | 16603 VESPER RD |
|---|---|
| City | VALLEY CENTER |
| State | CA |
| Zip | 92082-6044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 10-11-1W SEQ NWQ OF |
| Legal Range | 01W |
| Legal Township | 11 |
| Legal Section | 10 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | VALLEY CENTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 19111 |
16603 Vesper Rd is held in a trust since May 2026.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 26, VALLEY CENTER, CA 92082-0026 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 13, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 1991 · Amount on File |
| Deed Sale | Jan 3, 1991 · Amount on File |
| Prior Sale | Oct 12, 1989 · Amount on File |
| Deed Document Number | 19912409 |
| Last Transfer Date | May 11, 2026 |
| Transfer Doc | 0000136234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 13, 2026 |
| Property Address | 16603 VESPER RD, VALLEY CENTER, CA 92082-6044 |
| Document Number | 0000136235 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026136235 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 13, 2026 |
| Property Address | 16603 VESPER RD, VALLEY CENTER, CA 92082-6044 |
| Document Number | 0000136234 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026136234 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16603 VESPER RD, VALLEY CENTER, CA 92082-6044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000071889 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 2018-0071889 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16603 VESPER RD, VALLEY CENTER, CA 92082-6044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000548797 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 2017-0548797 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2032 |
The 2025 property tax bill for 16603 Vesper Rd was $12,233, up 2.1% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $982,772 (+2%) Land $735,913 Building $246,859 | |
| 2025 | $12,233.00 (+2.08%) Homeowner's exemption | $963,503 Land $721,484 Building $242,019 |
| 2024 | $11,984.00 (+2.15%) | |
| 2023 | $11,732.00 (+1.71%) Homeowner's exemption | $926,091 Land $693,469 Building $232,622 |
| 2022 | $11,535.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16603 Vesper Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16603 Vesper Rd is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 85% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026 |
|---|---|
| Water Source | Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY |
| Last State Inspection | Apr 2021 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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