San Diego County property record for 16121 Vesper Rd, Valley Center, CA 92082
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,604 sqft · built 1989 |
| Lot Size | 2.11 acres (92,347 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Apr 2017) |
| Tax Bill | $6,386 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 188-082-54-00 |
| Primary APN | 188-082-54-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,604 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 92,347 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 16121 VESPER RD |
|---|---|
| City | VALLEY CENTER |
| State | CA |
| Zip | 92082-6260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 1 (EX ST) TR PM12953 |
| Legal Subdivision | CITY OF VALLEY CENTER |
| Legal Tract | 12953 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | VALLEY CENTER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 19111 |
16121 Vesper Rd is owned and occupied by two individuals who bought it in April 2017.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16121 VESPER RD, VALLEY CENTER, CA 92082-6260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 8, 2019 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Apr 17, 2017 | Grant Deed, Transfer · ARM SAN DIEGO COUNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2017 · Amount on File |
| Deed Sale | Apr 17, 2017 · Amount on File |
| Prior Sale | Dec 1, 2011 · Amount on File |
| Deed Document Number | 2017171681 |
| Prior Transfer Date | Sep 10, 2015 |
| Prior Transfer Doc | 0000487832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16121 VESPER RD, VALLEY CENTER, CA 92082-6260 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 16121 VESPER RD, VALLEY CENTER, CA 92082-6260 |
| Document Number | 0000059262 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2022-0059262 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16121 VESPER RD, VALLEY CENTER, CA 92082-6260 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 16121 VESPER RD, VALLEY CENTER, CA 92082-6260 |
| Document Number | 0000006967 |
|---|---|
| Date | Jan 8, 2019 |
| Instrument | 2019-0006967 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 362 Months |
| Due | Feb 28, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 17, 2017 |
| Property Address | 16121 VESPER RD, VALLEY CENTER, CA 92082-6260 |
| Document Number | 0000171681 |
| Map Reference | PM12953 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 2017-0171681 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 16121 VESPER RD, VALLEY CENTER, CA 92082-6260 |
| Document Number | 0000171682 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 2017-0171682 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2022 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.12% |
| Index | 5-Year CMT |
| Max Rate | 8.12% |
The 2025 property tax bill for 16121 Vesper Rd was $6,386 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $582,922 (+2%) Land $240,877 Building $342,045 | |
| 2025 | $6,386.00 Homeowner's exemption | $571,493 Land $236,154 Building $335,339 |
| 2023 | $6,103.00 (+1.77%) Homeowner's exemption | $549,303 Land $226,985 Building $322,318 |
| 2022 | $5,997.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16121 Vesper Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16121 Vesper Rd is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026 |
|---|---|
| Water Source | Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY |
| Last State Inspection | Apr 2021 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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