1660 Bermuda Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1660 Bermuda Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,492 sqft · built 2004
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$235,200 (Jul 2022)
Tax Bill	$2,739 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-1.0-12.0-0-005-013.37`

Property Details

APN / Parcel Number

Primary APN	`18-1.0-12.0-0-005-013.37`
Alternative APN	`1810120 00501337`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,492 sqft Living Area
Gross Area	2,841 sqft
1st Floor Area	1,492 sqft
Basement Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	449 sqft
Porch	Open Frame Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1660 BERMUDA DR
City	FESTUS
State	MO
Zip	63028-5628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	TANGLEWOOD ESTS 1 LOT 37
Legal Range	5E
Legal Township	40N
Legal Section	12
Legal Subdivision	TANGLEWOOD ESTS 1
Legal Block	4
Legal Lot Number	37
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4024
Census Tract	700900

Owner

1660 Bermuda Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Jefferson County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1660 BERMUDA DR, FESTUS, MO 63028-5628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2020	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT BANK
Sep 20, 2019	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT BANK
Jul 14, 2022	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST MIDWEST BANK OF DEXTER
Apr 10, 2018	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT BOND & MORTGAGE CO INC
Apr 10, 2018	Affidavit of Death, Transfer CONTINENTAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Jun 16, 2021 · Amount on File
Deed Document Number	202223302
Prior Transfer Date	Jun 7, 2021
Prior Transfer Doc	0000026243
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1660 BERMUDA DR, FESTUS, MO 63028-5628
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000754
Date	Jan 7, 2020
Instrument	2020R-000754

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Aug 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1660 BERMUDA DR, FESTUS, MO 63028-5628
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028990
Date	Sep 20, 2019
Instrument	2019R-028990

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2049

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 14, 2022
Property Address	1660 BERMUDA DR, FESTUS, MO 63028-5628
Document Number	0000023302
Map Reference	MB 206 PG 6-9
Instrument Date	Jul 11, 2022
Instrument	2022R-023302
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8190 STATE HIGHWAY 72, 8190, PATTON, MO 63662-7474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1660 BERMUDA DR, FESTUS, MO 63028-5628

Mortgage

Document Number	0000023303
Date	Jul 14, 2022
Instrument	2022R-023303

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Jun 16, 2021
Property Address	1660 BERMUDA DR, FESTUS, MO 63028-5628
Document Number	0000026243
Map Reference	MB 206 PG 06-09
Instrument Date	Jun 7, 2021
Instrument	2021R-026243
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1660 BERMUDA DR, FESTUS, MO 63028-5628

Mortgage

Document Number	0000026244
Date	Jun 16, 2021
Instrument	2021R-026244

Lender

Name	FIRST MIDWEST BANK OF DEXTER
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 10, 2018
Property Address	1660 BERMUDA DR, FESTUS, MO 63028-5628
Document Number	0000010665
Map Reference	MB206 PG6-9
Instrument Date	Apr 10, 2018
Instrument	2018R-010665
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1820 CHAMPIONSHIP LN, 1820, FESTUS, MO 63028-5631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1660 BERMUDA DR, FESTUS, MO 63028-5628

Mortgage

Document Number	0000010667
Date	Apr 10, 2018
Instrument	2018R-010667

Lender

Name	PARAMOUNT BOND & MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON MO
Recording Date	Apr 10, 2018
Property Address	1660 BERMUDA DR, FESTUS, MO 63028-5628
Document Number	0000010664
Instrument Date	Apr 10, 2018
Instrument	10664
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	CONTINENTAL

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 CHAMPIONSHIP LN FESTUS MO 630285631, FESTUS, MO 63028-5631

Tax Assessment & Valuation

The 2025 property tax bill for 1660 Bermuda Dr was $2,739.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,900 (-) Land $8,800 Building $41,100	$262,600 Land $46,200 Building $216,400
2025	$2,739.00	$49,900 Land $8,800 Building $41,100
2024			$262,600 (+14.12%) Land $46,200 Building $216,400
2023	$2,461.00 (+8.18%)	$43,700 (+8.17%) Land $8,800 Building $34,900	$230,100 Land $46,200 Building $183,900
2022	$2,275.00	$40,400 Land $8,800 Building $31,600
2021			$212,400 Land $46,200 Building $166,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1660 Bermuda Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1660 Bermuda Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bermuda Dr

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