1653 Bermuda Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1653 Bermuda Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,172 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,680 (Feb 2026)
Tax Bill	$3,106 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-1.0-12.0-0-005-013.32`

Property Details

APN / Parcel Number

Primary APN	`18-1.0-12.0-0-005-013.32`
Alternative APN	`1810120 00501332`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,172 sqft Living Area
Gross Area	1,634 sqft
1st Floor Area	196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	100 sqft
Patio Area	336 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1653 BERMUDA DR
City	FESTUS
State	MO
Zip	63028-5626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	TANGLEWOOD ESTS 1 LOT 32
Legal Range	5E
Legal Township	40N
Legal Section	12
Legal Subdivision	TANGLEWOOD ESTS 1
Legal Block	4
Legal Lot Number	32
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4023
Census Tract	700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1653 BERMUDA DR, FESTUS, MO 63028-5626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Feb 25, 2026	Warranty Deed, Transfer FOUNDERS TITLE COMPANY, FOUNDERS TITLE AGENCY LLC
Feb 25, 2026	Warranty Deed, Transfer · Conventional Mortgage FAMILY FINANCE MORTGAGE LLC
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MONTGOMERY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Jul 13, 2004 · Amount on Record
Deed Document Number	20264978
Prior Transfer Date	Aug 27, 2020
Prior Transfer Doc	0000034161
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1653 BERMUDA DR, FESTUS, MO 63028-5626
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020683
Date	May 11, 2021
Instrument	2021R-020683

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2031

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 25, 2026
Property Address	1653 BERMUDA DR, FESTUS, MO 63028-5626
Document Number	0000004978
Map Reference	MB 206 PG 6-9
Instrument Date	Feb 19, 2026
Instrument	2026R-004978
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	FOUNDERS TITLE COMPANY, FOUNDERS TITLE AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2724 NIAGARA FALLS CT, FESTUS, MO 63028-4776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 NIAGARA FALLS CT, FESTUS, MO 63028-4776

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 25, 2026
Property Address	1653 BERMUDA DR, FESTUS, MO 63028-5626
Document Number	0000004978
Map Reference	MB 206 PG 6-9
Instrument Date	Feb 19, 2026
Instrument	2026R-004978
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	FOUNDERS TITLE AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2724 NIAGARA FALLS CT, FESTUS, MO 63028-4776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 NIAGARA FALLS CT, FESTUS, MO 63028-4776

Mortgage

Document Number	0000004979
Date	Feb 25, 2026
Instrument	2026R-004979

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1653 BERMUDA DR, FESTUS, MO 63028-5626
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	INVESTORS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045158
Date	Nov 23, 2020
Instrument	2020R-045158

Lender

Name	MONTGOMERY BANK NA
Type	Bank
Address	SIKESTON, MO 63801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,600 (-) Land $8,800 Building $47,800	$298,000 (-) Land $46,200 Building $251,800
2025	$3,106.00 (+8%)	$56,600 (+11.42%) Land $8,800 Building $47,800	$298,000 (-) Land $46,200 Building $251,800
2024	$2,876.00 (+0.52%)		$298,000 (+11.4%) Land $46,200 Building $251,800
2023	$2,861.00 (+9.28%)	$50,800 (+9.25%) Land $8,800 Building $42,000	$267,500 (+9.32%) Land $46,200 Building $221,300
2022	$2,618.00	$46,500 Land $8,800 Building $37,700
2021			$244,700 Land $46,200 Building $198,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Bermuda Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures