1652 Bermuda Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1652 Bermuda Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,124 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual on Record
Last Sale	$392,848 (May 2026)
Tax Bill	$2,618 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-1.0-12.0-0-005-013.44`

Property Details

APN / Parcel Number

Primary APN	`18-1.0-12.0-0-005-013.44`
Alternative APN	`1810120 00501344`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,124 sqft Living Area
Gross Area	2,544 sqft
1st Floor Area	1,416 sqft
Basement Area	708 sqft
Finished Basement	708 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Open Frame Porch
Porch Area	60 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1652 BERMUDA DR
City	FESTUS
State	MO
Zip	63028-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	TANGLEWOOD ESTS 1 LOT 44
Legal Range	5E
Legal Township	40N
Legal Section	12
Legal Subdivision	TANGLEWOOD ESTS 1
Legal Block	4
Legal Lot Number	44
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4024
Census Tract	700900

Owner

Source: Jefferson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1652 BERMUDA DR, FESTUS, MO 63028-5624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
May 11, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 6, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 20, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Jul 12, 2013
Deed Document Number	202612199
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 6, 2026
Property Address	1652 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000012199
Instrument Date	May 6, 2026
Instrument	2026.12199
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1652 BERMUDA DR, FESTUS, MO 63028-5624
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012200,
Date	May 6, 2026
Instrument	2026..12200

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 11, 2026
Property Address	1652 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000012466
Instrument Date	May 6, 2026
Instrument	202612466
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1652 BERMUDA DR, FESTUS, MO 63028-5624
Investor	Possibly a Property Investor

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 6, 2026
Property Address	1652 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000012198
Instrument Date	Apr 23, 2026
Instrument	202612198
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2045 HORINE RD, FESTUS, MO 63028-2811

April 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 20, 2021
Property Address	1652 BERMUDA DR, FESTUS, MO 63028-5624
Document Number	0000017386
Map Reference	MB 243 PG 2&3
Instrument Date	Apr 16, 2021
Instrument	2021R-017386
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2051 IRON MOUNTAIN DR, FESTUS, MO 63028-3111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1652 BERMUDA DR, FESTUS, MO 63028-5624

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,618.00 (+10.14%)	$47,700 (+13.57%) Land $8,800 Building $38,900	$251,000 (-) Land $46,200 Building $204,800
2024	$2,377.00 (+0.51%)		$251,000 (+13.73%) Land $46,200 Building $204,800
2023	$2,365.00 (+8.54%)	$42,000 (+8.53%) Land $8,800 Building $33,200	$220,700 (+8.4%) Land $46,200 Building $174,500
2022	$2,179.00	$38,700 Land $8,800 Building $29,900
2021			$203,600 Land $46,200 Building $157,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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