Westchester County and Mamaroneck Town property record for 166 Valley Stream Rd E, Larchmont, NY 10538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,572 sqft · built 1920 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $960,000 (Oct 2022) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Oct 2017 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 553289 2-10-605 |
| Primary APN | 553289 2-10-605 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,572 sqft Living Area |
| 1st Floor Area | 728 sqft |
| 2nd Floor Area | 728 sqft |
| Upper Floors Area | 116 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 110 sqft |
| Porch | Slab |
| Porch Area | 360 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 146800 |
|---|---|
| Street Address | 166 VALLEY STREAM RD E |
| City | LARCHMONT |
| State | NY |
| Zip | 10538-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Subdivision | PLAT OF LOTS ED LARCHMONT GARDENS |
| Legal Block | 605 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MAMARONECK |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 6900 |
Source: Westchester County and Mamaroneck Town records · APN 553289 2-10-605
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 E BROOKSIDE DR, LARCHMONT, NY 10538-1737 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 10, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2022 · Amount on Record |
| Deed Sale | Oct 31, 2022 · Amount on Record |
| Prior Sale | Oct 20, 2014 · Amount on Record |
| Deed Document Number | 20223303 |
| Prior Transfer Date | Jan 29, 2007 |
| Prior Transfer Doc | 0470530633 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 31, 2022 |
| Property Address | 166 VALLEY STREAM RD E, LARCHMONT, NY 10538-1743 |
| Document Number | 0622713303 |
| Map Reference | MAP 1949 |
| Instrument Date | Oct 04, 2022 |
| Instrument | 622713303 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Title Company | LIBERTY LAND ABSTRACT, LIBERTY LAND ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 166 VALLEY STREAM RD E, 166, LARCHMONT, NY 10538-1743 |
| Name | Verified Name |
|---|---|
| Address | 140 E BROOKSIDE DR, LARCHMONT, NY 10538-1737 |
| Document Number | 0623043130 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 623043130 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 166 VALLEY STREAM RD E, LARCHMONT, NY 10538-1743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0572793355 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 572793355 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 02, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 166 VALLEY STREAM RD E, LARCHMONT, NY 10538-1743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0572793348 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 572793348 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Westchester County and Mamaroneck Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Mamaroneck Town |
| Unified School District | Mamaroneck Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $1,008,000 (+2.02%) Land $436,000 Building $572,000 | $1,008,000 (+2.02%) Land $436,000 Building $572,000 |
| 2024 | $988,000 (+15.96%) Land $436,000 Building $552,000 | $988,000 (+15.96%) Land $436,000 Building $552,000 |
| 2023 | $852,000 Land $436,000 Building $416,000 | $852,000 Land $436,000 Building $416,000 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 95 policies |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 214 (1978–2023) |
| Claims Outside the SFHA | 56 of 214 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile USA.
Based on FCC filings for 377 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTCHESTER JOINT WATER WORKS serves 59,629 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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