Franklin County property record for 166 Ruby Dr, Chambersburg, PA 17202
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Nov 2020) |
| Tax Bill | $4,618 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Oct 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-E15B-1 |
| Primary APN | 11-E15B-1 |
|---|---|
| Alternative APN |
|
| Lot Area | 17,424 sqft (0.4 acres) |
|---|
| Street Address | 166 RUBY DR |
|---|---|
| City | CHAMBERSBURG |
| State | PA |
| Zip | 17202-8242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL A |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | HAMILTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 11302 |
Source: Franklin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 166 RUBY DR, CHAMBERSBURG, PA 17202-8242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Oct 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Nov 3, 2020 | Deed, Construction Loan · Construction Mortgage MEMBERS 1ST FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2020 · Amount on Record |
| Deed Sale | Nov 3, 2020 · Amount on Record |
| Deed Document Number | 202022952 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Oct 13, 2026 |
| Property Address | 166 RUBY DR, CHAMBERSBURG, PA 17202-8242 |
| Document Number | 0000020894 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 202620894 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | PRIME TRANSFER INC |
| Name | Verified Name |
|---|---|
| Address | 166 RUBY DR, CHAMBERSBURG, PA 17202-8242 |
| Document Number | 0000020894, |
|---|---|
| Date | Oct 13, 2026 |
| Instrument | 202620894 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Oct 13, 2026 |
| Property Address | 166 RUBY DR, CHAMBERSBURG, PA 17202-8242 |
| Document Number | 0000020895 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202620895 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | PRIME TRANSFER INC |
| Name | Verified Name |
|---|---|
| Address | 166 RUBY DR, CHAMBERSBURG, PA 17202-8242 |
| Document Number | 0000020895, |
|---|---|
| Date | Oct 13, 2026 |
| Instrument | 202620895 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Nov 3, 2020 |
| Property Address | 166 RUBY DR, CHAMBERSBURG, PA 17202-8242 |
| Document Number | 0000022952 |
| Instrument Date | Oct 24, 2020 |
| Instrument | 202022952 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000022953 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 202022953 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Number | 0000022954 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 202022954 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Address | MECHANICSBURG, PA 17055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| County Subdivision | Hamilton Township |
| Unified School District | Chambersburg Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,618.00 (+2.44%) | $27,610 (-) Land $2,740 Building $24,870 | |
| 2025 | $4,508.00 (+3.23%) | ||
| 2024 | $4,367.00 | $27,610 Land $2,740 Building $24,870 | |
| $27,610 Land $2,740 Building $24,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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