129 Ruby Dr, Chambersburg, PA 17202 Property Records

Franklin County property record for 129 Ruby Dr, Chambersburg, PA 17202

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,272 sqft · built 2003
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$211,900 (Sep 2008)
Tax Bill	$4,448 (2026)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-E15B-1L`

Property Details

APN / Parcel Number

Primary APN	`11-E15B-1L`
Alternative APN	`11-0E15B-001L-000000`

Interior

Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	2,272 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	129 RUBY DR
City	CHAMBERSBURG
State	PA
Zip	17202-8244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #1 SECT L
Legal Subdivision	LAURICH GEMS NORTH
Legal Lot Number	1
Jurisdiction	FRANKLIN PA
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3006
Census Tract	11302

Owner

Source: Franklin County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	129 RUBY DR, CHAMBERSBURG, PA 17202-8244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2008 · Amount on Record
Deed Sale	Sep 9, 2008 · Amount on Record
Prior Sale	Jun 28, 2007 · Amount on Record
Deed Document Number	200818279
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	129 RUBY DR, CHAMBERSBURG, PA 17202-8244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010362
Date	May 30, 2018
Instrument	201810362

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	CHAMBERSBURG, PA 17202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
County Subdivision	Hamilton Township
Unified School District	Chambersburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,448.00 (+2.46%)	$26,590 (-) Land $3,900 Building $22,690
2025	$4,341.00 (+3.21%)
2024	$4,206.00	$26,590 Land $3,900 Building $22,690
			$26,590 Land $3,900 Building $22,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20