Franklin County property record for 118 Ruby Dr, Chambersburg, PA 17202
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,964 sqft · built 2002 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Aug 2021) |
| Tax Bill | $5,689 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-E15B-11J |
| Primary APN | 11-E15B-11J |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,964 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 118 RUBY DR |
|---|---|
| City | CHAMBERSBURG |
| State | PA |
| Zip | 17202-8242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #11J,10B |
| Legal Subdivision | WILLIAM A BRINDLE ASSOCIATES INC |
| Legal Lot Number | 11J |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | HAMILTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 11302 |
Source: Franklin County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 RUBY DR, CHAMBERSBURG, PA 17202-8242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC |
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on Record |
| Deed Sale | Aug 16, 2021 · Amount on Record |
| Prior Sale | Mar 15, 2016 · Amount on Record |
| Deed Document Number | 202122291 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Aug 16, 2021 |
| Property Address | 118 RUBY DR, CHAMBERSBURG, PA 17202-8242 |
| Document Number | 0000022291 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 202122291 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | UNIVERSAL SETTLEMENT SERVICES/PA L, UNIVERSAL STLMT SVCS OF P A |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 118 RUBY DR, CHAMBERSBURG, PA 17202-8242 |
| Document Number | 0000022292 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 202122292 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 118 RUBY DR, CHAMBERSBURG, PA 17202-8242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | A&K SETTLEMENTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000008415 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 202008415 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| County Subdivision | Hamilton Township |
| Unified School District | Chambersburg Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,689.00 (+2.45%) | $34,010 (-) Land $5,740 Building $28,270 | |
| 2025 | $5,553.00 (+3.22%) | ||
| 2024 | $5,380.00 | $34,010 Land $5,740 Building $28,270 | |
| $34,010 Land $5,740 Building $28,270 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures