166 Prescott St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 166 Prescott St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,012 sqft · built 1915
Lot Size0.695 acres (30,279 sqft)
Owner2 Individual Names on File
Last Sale$625,000 (May 2010)
Tax Bill$14,875 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Feb 2020 Refinance
Flood ZoneZone X (minimal risk)
APNREAD M:010.0-0000-0340.0

Property Details

APN / Parcel Number

Primary APNREAD M:010.0-0000-0340.0
Alternative APNs
  • M:010.0=0000=0340.0
  • 39000000030
  • 390000000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area4,012 sqft Living Area
Gross Area6,205 sqft
Basement Area1,510 sqft
Unfinished Basement1,510 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1960
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,279 sqft (0.695 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number39000000030
Street Address166 PRESCOTT ST
CityREADING
StateMA
Zip01867-3320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
Legal SubdivisionPRESCOTT STREET
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group3
Census Block3008
Census Tract334100

Owner

166 Prescott St is owned and occupied by two individuals who bought it in May 2010.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address166 PRESCOTT ST, READING, MA 01867-3320
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Line of Credit
EASTERN BANK
Feb 19, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2010 · Amount on File
Deed SaleMay 17, 2010 · Amount on File
Deed Document Number201078931
Deed Book / Page54696 / 537
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address166 PRESCOTT ST, READING, MA 01867-3320
Transaction TypeMortgage
Record UpdatedApr 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number085407-287
DateMar 31, 2026
Book Page85407/287
Instrument34870
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address166 PRESCOTT ST, READING, MA 01867-3320
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74150-446
DateFeb 19, 2020
Book Page74150/446
Instrument24480
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueMar 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 166 Prescott St was $14,875, up 0.8% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,875.00 (+0.75%)$1,357,200 (+4.71%) Land $670,400 Building $640,500$1,485,677 (+24.28%)
2025$14,764.00 (-1.27%)$1,296,200 (+1.59%) Land $639,200 Building $657,000$1,195,385 (-5.19%)
2024$14,954.00 (+5.73%)$1,275,900 (+13.57%) Land $628,800 Building $647,100$1,260,840
2023$14,144.00$1,123,400 Land $550,800 Building $572,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 166 Prescott St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 166 Prescott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Prescott St

Nearby Streets

Search Property Records by Address or Parcel Number