Middlesex County and Reading Town property record for 115 Prescott St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,312 sqft · built 1852 |
| Lot Size | 0.248 acres (10,807 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,137,500 (Jul 2026) |
| Tax Bill | $10,825 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 50000000039A |
| Primary APN | 50000000039A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 2,312 sqft Living Area |
| Gross Area | 4,938 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1852 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,807 sqft (0.248 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 50000000039A |
|---|---|
| Street Address | 115 PRESCOTT ST |
| City | READING |
| State | MA |
| Zip | 01867-3438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 334200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Bassett, Edwin, House listed 1984 · 1 contributing resources · NRIS 84002482 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 PRESCOTT ST, READING, MA 01867-3438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 7, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Sep 28, 2020 | Deed of Trust, Mortgage · Line of Credit WINCHESTER SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on Record |
| Deed Sale | Jul 7, 2026 · Amount on Record |
| Deed Document Number | 202683115 |
| Deed Book / Page | 85843 / 155 |
| Prior Transfer Date | Jun 26, 2026 |
| Prior Transfer Doc | 0000083115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 7, 2026 |
| Property Address | 115 PRESCOTT ST, READING, MA 01867-3438 |
| Document Number | 0000083115 |
| Book / Page | 85843 / 155 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 202683115 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 115 PRESCOTT ST, READING, MA 01867-3438 |
| Date | Jul 7, 2026 |
|---|
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 14, 2026 |
| Property Address | 115 PRESCOTT ST, READING, MA 01867-3438 |
| Document Number | 085465-369 |
| Book / Page | 85465 / 369 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202641121 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 115 PRESCOTT ST, READING, MA 01867-3438 |
| Document Number | 0000041121, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 85465/369 |
| Instrument | 202641121 |
| Name | LEADER BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 115 PRESCOTT ST, READING, MA 01867-3438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75738-137 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 75738/137 |
| Instrument | 172838 |
| Name | WINCHESTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,825.00 (+1.47%) | $987,700 (+5.46%) Land $600,200 Building $371,800 | $1,058,632 (-1.77%) |
| 2025 | $10,668.00 (+2.97%) | $936,600 (+5.95%) Land $568,700 Building $367,900 | $1,077,680 (+14.61%) |
| 2024 | $10,360.00 (+0.4%) | $884,000 (+7.86%) Land $536,200 Building $347,800 | $940,310 |
| 2023 | $10,319.00 | $819,600 Land $496,400 Building $323,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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