Middlesex County and Reading Town property record for 118 Prescott St, Reading, MA 01867
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 3,534 sqft · built 1916 |
| Lot Size | 0.215 acres (9,378 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $14,023 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:016.0-0000-0044.0 |
| Primary APN | READ M:016.0-0000-0044.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,534 sqft Living Area |
| Gross Area | 5,452 sqft |
| 1st Floor Area | 1,130 sqft |
| Basement Area | 1,268 sqft |
| Unfinished Basement | 1,268 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 9,378 sqft (0.215 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 400000000680 |
|---|---|
| Street Address | 118 PRESCOTT ST |
| City | READING |
| State | MA |
| Zip | 01867-3439 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 334100 |
118 Prescott St, a duplex, is held in a trust.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1 CEDAR ST, 319, WOBURN, MA 01801-6481 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 118 PRESCOTT ST, READING, MA 01867-3439 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084501-234 |
|---|---|
| Date | Aug 15, 2025 |
| Book Page | 84501/234 |
| Instrument | 98426 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 118 Prescott St was $14,023, up 1.6% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,023.00 (+1.57%) | $1,279,500 (+5.56%) Land $593,600 Building $685,900 | $845,732 |
| 2025 | $13,806.00 (+3.08%) | $1,212,100 (+6.06%) Land $562,300 Building $649,800 | |
| 2024 | $13,394.00 (+0.53%) | $1,142,800 (+7.99%) Land $530,200 Building $612,600 | |
| 2023 | $13,323.00 | $1,058,200 Land $490,900 Building $567,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Prescott St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1998) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 118 Prescott St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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