129 Hardy St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 129 Hardy St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,569 sqft · built 2005
Lot Size	7.3 acres (317,988 sqft)
Owner	2 Trust Names on File
Last Sale	$430,000 (Jan 2018)
Tax Bill	$9,393 (2026)
Deeds & Mortgages	Jan 2023 Refinance Aug 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0020 B:0025 L:0`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0020 B:0025 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,569 sqft Living Area
Gross Area	3,558 sqft
1st Floor Area	728 sqft
Basement Area	1,120 sqft
Unfinished Basement	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	317,988 sqft (7.3 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	129 HARDY ST
City	DUNSTABLE
State	MA
Zip	01827-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	25
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	2
Census Block	2008
Census Tract	328100

Owner

129 Hardy St is owner-occupied and held in a trust since August 2023.

Source: Middlesex County and Dunstable Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	129 HARDY ST, DUNSTABLE, MA 01827-1420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Aug 28, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 19, 2018	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 7, 2017	Quit Claim Deed, Transfer Quitclaim
Dec 29, 2016	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2018 · Amount on File
Deed Sale	Jan 19, 2018 · Amount on File
Deed Book / Page	31810 / 48
Last Transfer Date	Aug 23, 2023
Transfer Doc	038035-144
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	129 HARDY ST, DUNSTABLE, MA 01827-1420
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037615-209
Date	Jan 6, 2023
Book Page	37615/209
Instrument	202300000418

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Aug 28, 2023
Property Address	129 HARDY ST, DUNSTABLE, MA 01827-1420
Document Number	038035-144
Book / Page	38035 / 144
Instrument Date	Aug 23, 2023
Instrument	25252
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 HARDY ST, DUNSTABLE, MA 01827-1420

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	129 HARDY ST, DUNSTABLE, MA 01827-1420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34724-173
Date	Oct 5, 2020
Book Page	34724/173
Instrument	49156

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Jan 19, 2018
Property Address	129 HARDY ST, DUNSTABLE, MA 01827-1420
Document Number	31810-48
Book / Page	31810 / 48
Instrument	2604
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 HARDY ST, DUNSTABLE, MA 01827-1420

Mortgage

Document Number	318100052
Date	Jan 19, 2018
Instrument	31810/0052

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Dec 7, 2017
Property Address	129 HARDY ST, DUNSTABLE, MA 01827-1420
Document Number	31707-48
Book / Page	031707 / 000048
Instrument Date	Nov 14, 2017
Instrument	55069
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 HARDY ST DUNSTABLE MA 018271420, DUNSTABLE, MA 01827-1420

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	129 HARDY ST, DUNSTABLE, MA 01827-1420
Document Number	30823-82
Book / Page	030823 / 000082
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Feb 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	30823-82
Date	Jan 9, 2017
Book Page	030823/000082
Instrument	935

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 8, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 129 Hardy St was $9,393, down 2.6% from the year before.

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,393.00 (-2.62%)	$701,500 (-) Land $262,100 Building $439,400	$738,150 (-)
2025	$9,646.00 (+4.31%)	$701,500 (+5.9%) Land $262,100 Building $439,400	$738,150 (+31.65%)
2024	$9,247.00 (-0.11%)	$662,400 (+7.12%) Land $246,300 Building $416,100	$560,690
2023	$9,257.00	$618,400 Land $246,300 Building $372,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Hardy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Hardy St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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