166 Flat Rock Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 166 Flat Rock Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,411 sqft · built 2004
Lot Size	0.649 acres (28,288 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Oct 2006)
Tax Bill	$16,725 (2025)
Deeds & Mortgages	May 2021 Reverse Mortgage May 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227-0560-025-0000`

Property Details

APN / Parcel Number

Primary APN	`227-0560-025-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,411 sqft Living Area
1st Floor Area	2,544 sqft
2nd Floor Area	867 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	28,288 sqft (0.649 acres)
Garage Area	1,450 sqft
Parking Spaces	5 Parking Spaces
Pool Area	26,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	166 FLAT ROCK CT
City	FOLSOM
State	CA
Zip	95630-7183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	AMERICAN RIVER CANYON N 06B, LOT 46
Legal Subdivision	AMERICAN RIVER CANYON N 06B
Legal Lot Number	46
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1000
Census Tract	8210

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	166 FLAT ROCK CT, FOLSOM, CA 95630-7183
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 12, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 12, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2006 · Amount on Record
Deed Sale	Oct 30, 2006 · Amount on Record
Prior Sale	Apr 12, 2002 · Amount on Record
Deed Book / Page	20061030 / 2441
Last Transfer Date	Feb 5, 2015
Transfer Doc	0000000763
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	166 FLAT ROCK CT, FOLSOM, CA 95630-7183
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 FLAT ROCK CT, FOLSOM, CA 95630-7183
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001190
Date	May 12, 2021
Instrument	202105121190

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.05%
Type Change Date	Jul 1, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.05%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	166 FLAT ROCK CT, FOLSOM, CA 95630-7183
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 FLAT ROCK CT, FOLSOM, CA 95630-7183
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001189
Date	May 12, 2021
Instrument	202105121189

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.05%
Type Change Date	Jul 1, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.05%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	166 FLAT ROCK CT, FOLSOM, CA 95630-7183
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 FLAT ROCK CT, FOLSOM, CA 95630-7183

Mortgage

Document Number	5120000001190
Date	May 12, 2021
Book Page	20210512/1190

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.05%
Type Change Date	Jul 1, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.05%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,460,000 (-) Land $250,000 Building $1,210,000
2025	$16,725.00 (+5.91%) Homeowner's exemption	$1,460,000 (+18.89%) Land $250,000 Building $1,210,000
2024	$15,791.00 (+11.72%)
2023	$14,134.00 (-0.53%) Homeowner's exemption	$1,228,000 Land $250,000 Building $978,000
2022	$14,210.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1995–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cal.net, Succeed.Net, Xfinity, Zeta Broadband.

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