Sacramento County property record for 145 Flat Rock Ct, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,558 sqft · built 2004 |
| Lot Size | 0.281 acres (12,222 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $855,000 (Nov 2004) |
| Tax Bill | $13,876 (2025) |
| Deeds & Mortgages | Jun 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-0560-021-0000 |
| Primary APN | 227-0560-021-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,558 sqft Living Area |
| 1st Floor Area | 2,294 sqft |
| 2nd Floor Area | 1,264 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 12,222 sqft (0.281 acres) |
| Garage Area | 708 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 20,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 145 FLAT ROCK CT |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-7183 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-ML |
| Legal Description | AMERICAN RIVER CANYON N 06B, LOT 42 |
| Legal Subdivision | AMERICAN RIVER CANYON N 06B |
| Legal Lot Number | 42 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 8210 |
Source: Sacramento County records · APN 227-0560-021-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 FLAT ROCK CT, FOLSOM, CA 95630-7183 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2004 · Amount on Record |
| Deed Sale | Nov 24, 2004 · Amount on Record |
| Prior Sale | Feb 28, 2002 · Amount on Record |
| Deed Book / Page | 20041124 / 2574 |
| Prior Transfer Date | Feb 03, 2004 |
| Prior Transfer Doc | 2004001780 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 145 FLAT ROCK CT, FOLSOM, CA 95630-7183 |
| Document Number | 1806180305 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 145 FLAT ROCK CT FOLSOM CA 956307183, FOLSOM, CA 95630-7183 |
| Document Number | 1806180305 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 1806180305 |
| Name | BANNER BK |
|---|---|
| Type | Bank |
| Address | FOLSOM, CA 95630-3341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,215,621 (+2%) Land $412,314 Building $803,307 | |
| 2025 | $13,876.00 (+2.07%) | $1,191,786 (+4.04%) Land $404,230 Building $787,556 |
| 2024 | $13,595.00 (+2.14%) | |
| 2023 | $13,310.00 (+1.33%) | $1,145,509 Land $388,534 Building $756,975 |
| 2022 | $13,135.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1995–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2016 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cal.net, Radiate Holdings, Succeed.Net, Zeta Broadband.
Based on FCC filings for 310 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN JUAN WATER DISTRICT serves 29,738 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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