149 Flat Rock Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 149 Flat Rock Ct, Folsom, CA 95630 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,776 sqft · built 2024
Lot Size	0.264 acres (11,487 sqft)
Owner	2 Company Names on File
Last Sale	$1,700,000 (Nov 2024)
Tax Bill	$19,358 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`227-0560-022-0000`

Property Details

APN / Parcel Number

Primary APN	`227-0560-022-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,776 sqft Living Area
1st Floor Area	3,776 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Material	Other
Lot Area	11,487 sqft (0.264 acres)
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	149 FLAT ROCK CT
City	FOLSOM
State	CA
Zip	95630-7183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMERICAN RIVER CANYON N 06B, LOT 43
Legal Subdivision	AMERICAN RIVER CANYON N 06B
Legal Lot Number	43
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1000
Census Tract	8210

Owner

Source: Sacramento County records · APN 227-0560-022-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	149 FLAT ROCK CT, FOLSOM, CA 95630-7183
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 09, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Mar 12, 2021	Grant Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Book / Page	20241112 / 896
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	149 FLAT ROCK CT, FOLSOM, CA 95630-7183
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 FLAT ROCK CT, FOLSOM, CA 95630-7183

Mortgage

Document Number	0000000484
Date	Sep 12, 2025
Instrument	202509120484

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Oct 01, 2032
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Max Rate	11.1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	149 FLAT ROCK CT, FOLSOM, CA 95630-7183
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 FLAT ROCK CT, FOLSOM, CA 95630-7183

Mortgage

Document Number	0000000840
Date	Nov 26, 2025
Instrument	202511260840

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 01, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year CMT
Max Rate	10.8%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	149 FLAT ROCK CT, FOLSOM, CA 95630-7183
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 FLAT ROCK CT, FOLSOM, CA 95630-7183

Mortgage

Document Number	0000000674
Date	Feb 23, 2026
Instrument	202602230674

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Mar 01, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	1-Year CMT
Max Rate	10.6%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	149 FLAT ROCK CT, FOLSOM, CA 95630-7183
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 FLAT ROCK CT, FOLSOM, CA 95630-7183

Mortgage

Document Number	0000000306
Date	Jul 09, 2025
Instrument	202507090306

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 23, 2026
Property Address	149 FLAT ROCK CT, FOLSOM, CA 95630-7183
Document Number	2026000441
Book / Page	20260423 / 441
Instrument Date	Apr 16, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	149 FLAT ROCK CT, FOLSOM, CA 95630-7183

Mortgage

Document Number	2026000441,
Date	Apr 23, 2026
Book Page	20260423/441

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2056

Interest

Rate	6.22%
Max Rate	-1%

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 12, 2021
Property Address	149 FLAT ROCK CT, FOLSOM, CA 95630-7183
Document Number	0000001778
Map Reference	MB 276 PG 5
Instrument Date	Mar 11, 2021
Instrument	202103121778
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	216 CRESTVIEW DR, ORINDA, CA 94563-3924

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$1,734,000 (+2%) Land $285,600 Building $1,448,400
2025	$19,358.00 (+190.57%)	$1,700,000 (+483.57%) Land $280,000 Building $1,420,000
2024	$6,662.00 (+67.18%)
2023	$3,985.00 (+1.01%)	$291,312 Land $291,312
2022	$3,945.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670082101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1995–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2016, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 310 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Zeta Broadband, Succeed.Net, AT&T, Radiate Holdings, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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