166 E Bridge St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 166 E Bridge St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,653 sqft · built 1900
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Sep 2021)
Tax Bill	$3,112 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.49-02-03`

Property Details

APN / Parcel Number

Primary APN	`351200 128.49-02-03`
Alternative APNs	`120012804900020030000000` `3541`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,653 sqft Living Area
1st Floor Area	963 sqft
2nd Floor Area	690 sqft
Basement Area	690 sqft
Finished Basement	690 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Porch	Slab
Porch Area	338 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3541
Street Address	166 E BRIDGE ST
City	OSWEGO
State	NY
Zip	13126-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TB
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	4
Census Block	4021
Census Tract	21605

Owner

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	178 DUER ST, OSWEGO, NY 13126-2323
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Intrafamily Transfer, Transfer VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICU CU
Feb 10, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OSWEGO COUNTY FCU
Dec 6, 2019	Deed of Trust, Mortgage · Conventional with PMI MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Deed Document Number	2021R2021010770
Last Transfer Date	Apr 28, 2025
Transfer Doc	0000001008
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSWEGO NY
Recording Date	Feb 5, 2026
Property Address	166 E BRIDGE ST, OSWEGO, NY 13126-2229
Document Number	0000001008
Instrument Date	Apr 28, 2025
Instrument	R-2026-001008
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	166 E BRIDGE ST, OSWEGO, NY 13126-2229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 DUER ST, OSWEGO, NY 13126-2323

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Sep 16, 2021
Property Address	166 E BRIDGE ST, OSWEGO, NY 13126-2229
Document Number	0000000770
Instrument Date	Aug 16, 2021
Instrument	R-2021-010770
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	166 E BRIDGE ST, 166, OSWEGO, NY 13126-2229

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	133 W MYERS RD, OSWEGO, NY 13126-6537

Mortgage

Document Number	0000000771
Date	Sep 16, 2021
Instrument	R-2021-010771

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	166 E BRIDGE ST, OSWEGO, NY 13126-2229
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 E BRIDGE ST, OSWEGO, NY 13126-2229

Mortgage

Document Number	0000001568
Date	Feb 10, 2021
Instrument	R-2021-001568

Lender

Name	OSWEGO COUNTY FCU
Type	Credit Union
Address	OSWEGO, NY 13126

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 10, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	166 E BRIDGE ST, OSWEGO, NY 13126-2229
Document Number	0000011934
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 E BRIDGE ST OSWEGO NY 131262229, OSWEGO, NY 13126-2229

Mortgage

Document Number	0000011934
Date	Dec 31, 2019
Instrument	11934

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,112.00	$166,000 (+23.88%) Land $21,100 Building $144,900	$166,000 (+2.82%) Land $21,100 Building $144,900
2023		$134,000 Land $13,300 Building $120,700	$161,446 Land $16,024 Building $145,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Bridge St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures