161 E Bridge St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 161 E Bridge St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,134 sqft · built 1850
Lot Size0.051 acres (2,220 sqft)
OwnerIndividual Name on Record
Tax Bill$1,482 (2026)
Deeds & MortgagesSep 2022 Second Mortgage
Mar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN351200 128.49-08-24

Property Details

APN / Parcel Number

Primary APN351200 128.49-08-24
Alternative APNs
  • 120012804900080240000000
  • 3228

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,134 sqft Living Area
1st Floor Area567 sqft
2nd Floor Area567 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area2,220 sqft (0.051 acres)
Lot Dimensions60 ft deep x 37 ft wide
PorchSlab
Porch Area222 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3228
Street Address161 E BRIDGE ST
CityOSWEGO
StateNY
Zip13126-2227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTB
Legal Block8
Legal Lot Number24.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group4
Census Block4008
Census Tract21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address161 E BRIDGE ST, OSWEGO, NY 13126-2227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
EMPOWER FCU
Mar 4, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 18, 2020
Transfer Doc0000001849
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address161 E BRIDGE ST, OSWEGO, NY 13126-2227
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address161 E BRIDGE ST, OSWEGO, NY 13126-2227

Mortgage

Document Number0000009925
DateSep 13, 2022
InstrumentR-2022-009925
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueSep 8, 2032

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSWEGO NY
Recording DateMar 4, 2020
Property Address161 E BRIDGE ST, OSWEGO, NY 13126-2227
Document Number0000001849
Instrument DateFeb 18, 2020
Instrument1849
Transaction TypeTransfer
Record UpdatedMar 30, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address161 E BRIDGE ST OSWEGO NY 131262227, OSWEGO, NY 13126-2227

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,482.00 (-1.2%)
2025$1,500.00$80,000 (+77.78%) Land $13,100 Building $66,900$80,000 (+47.56%) Land $13,100 Building $66,900
2023$45,000 Land $5,500 Building $39,500$54,217 Land $6,627 Building $47,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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