165 E Bridge St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 165 E Bridge St, Oswego, NY 13126

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3,068 sqft · built 1950
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Apr 2013)
Tax Bill	$3,750 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.49-08-21`

Property Details

APN / Parcel Number

Primary APN	`351200 128.49-08-21`
Alternative APNs	`120012804900080210000000` `1340 M`

Interior

Units	8 Units
Stories	2 Stories
Building Area	3,068 sqft Gross Area
Basement Area	1,471 sqft
Unfinished Basement	1,471 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	129 ft deep x 53 ft wide
Porch	Slab
Porch Area	766 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1340 M
Street Address	165 E BRIDGE ST
City	OSWEGO
State	NY
Zip	13126-2276
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	TB
Legal Description	B 90,91, S 4 013-008-000
Legal Block	8
Legal Lot Number	21.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	4
Census Block	4008
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	633 COUNTY ROUTE 84, CENTRAL SQUARE, NY 13036-2379
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2013 · Amount on Record
Deed Sale	Apr 29, 2013 · Amount on Record
Prior Sale	Mar 10, 2004 · Amount on Record
Deed Document Number	2013R-2013-003904
Prior Transfer Date	Mar 9, 2004
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	165 E BRIDGE ST, OSWEGO, NY 13126-2276
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	TIMES SQUARE ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 COUNTY ROUTE 84, CENTRAL SQUARE, NY 13036-2379

Mortgage

Document Number	0000006694
Date	Aug 2, 2023
Instrument	R-2023-006694

Lender

Name	INVESTOR MORTGAGE FINANCE LLC
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,750.00	$200,000 (+143.9%) Land $34,000 Building $166,000	$200,000 (+102.44%) Land $34,000 Building $166,000
2023		$82,000 Land $36,300 Building $45,700	$98,795 Land $43,735 Building $55,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20