1659 Ryan Ave, Murray, KY 42071 Property Records

Calloway County property record for 1659 Ryan Ave, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,077 sqft
Owner	Individual Name on Record
Last Sale	$155,000 (Sep 2025)
Tax Bill	$400 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Sep 2025 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-0-0011-00006`

Property Details

APN / Parcel Number

Primary APN	`001-0-0011-00006`
Alternative APN	`86787`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,077 sqft Living Area

Exterior

Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant

Location & Zoning

Account Number	86787
Street Address	1659 RYAN AVE
City	MURRAY
State	KY
Zip	42071-1768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1659 RYAN
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2018
Census Tract	10304

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1659 RYAN AVE, MURRAY, KY 42071-1768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2017	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK USA INC
Sep 29, 2025	Warranty Deed, Transfer · Line of Credit UNION HOME MORTGAGE CORP
Jun 30, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage THE MURRAY BANK
Aug 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	722416
Deed Book / Page	1517 / 154
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1659 RYAN AVE, MURRAY, KY 42071-1768
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001153/058
Date	Oct 12, 2017
Book Page	1153/058
Instrument	623747

Lender

Name	HERITAGE BANK USA INC
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 11, 2027

Interest

Rate Type	Adjustable Rate

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Sep 29, 2025
Property Address	1659 RYAN AVE, MURRAY, KY 42071-1768
Document Number	001517/154
Book / Page	1517 / 154
Instrument Date	Sep 26, 2025
Instrument	722416
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2208 CAROL DR, MURRAY, KY 42071-2754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1659 RYAN AVE, MURRAY, KY 42071-1768

Mortgage

Document Number	0000722417
Date	Sep 29, 2025
Instrument	722417

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Jun 30, 2021
Property Address	1659 RYAN AVE, MURRAY, KY 42071-1768
Document Number	001320/669
Book / Page	1320 / 669
Instrument Date	Jun 18, 2021
Instrument	650191
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	494 BEAT FARMER RD, NEW CONCORD, KY 42076-9595

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2208 CAROL DR, MURRAY, KY 42071-2754

Mortgage

Document Number	0000650192
Date	Jun 30, 2021
Instrument	650192

Lender

Name	THE MURRAY BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2046

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Aug 7, 2017
Property Address	1659 RYAN AVE, MURRAY, KY 42071-1768
Document Number	001144/698
Book / Page	1144 / 698
Map Reference	MB 1144 PG 695
Instrument Date	Aug 3, 2017
Instrument	622321
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	494 BEAT FARMER RD, NEW CONCORD, KY 42076-9595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	494 BEAT FARMER RD, NEW CONCORD, KY 42076-9595

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$400.00 (+1.78%)	$105,000 (-)	$105,000 (-)
2024	$393.00 (-2.24%)	$105,000 (-)	$105,000 (-)
2023	$402.00	$105,000	$105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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