Calloway County property record for 1654 Ryan Ave, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,150 sqft |
| Owner | Individual Name on File |
| Last Sale | $104,900 (Jul 2018) |
| Tax Bill | $400 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-0-0010-00011 |
| Primary APN | 001-0-0010-00011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Carport |
| Garage Area | 275 sqft |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 112 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Radiant |
| Account Number | 831 |
|---|---|
| Street Address | 1654 RYAN AVE |
| City | MURRAY |
| State | KY |
| Zip | 42071-1769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1654 RYAN |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10304 |
1654 Ryan Ave is owned and occupied by an individual who bought it in July 2018.
Source: Calloway County records, as of December 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1654 RYAN AVE, MURRAY, KY 42071-1769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2018 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL SERVICES BANK |
| Jul 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage FNB BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2018 · Amount on File |
| Deed Sale | Jul 3, 2018 · Amount on File |
| Prior Sale | Dec 12, 2014 · Amount on File |
| Deed Document Number | 628360 |
| Deed Book / Page | 1179 / 370 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 1654 RYAN AVE, MURRAY, KY 42071-1769 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001164/251 |
|---|---|
| Date | Feb 9, 2018 |
| Book Page | 1164/251 |
| Instrument | 625699 |
| Name | COMMUNITY FINANCIAL SERVICES BANK |
|---|---|
| Type | Bank |
| Address | MURRAY, KY 42071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 10, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Jul 3, 2018 |
| Property Address | 1654 RYAN AVE, MURRAY, KY 42071-1769 |
| Document Number | 001179/370 |
| Book / Page | 1179 / 370 |
| Map Reference | DD 100 PG 97 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 628360 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 255 PRADO ST, APALACHICOLA, FL 32320-1857 |
| Name | Verified Name |
|---|---|
| Address | 107 ENIX DR, MURRAY, KY 42071-9457 |
| Document Number | 0000628361 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 628361 |
| Name | FNB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 1654 Ryan Ave was $400.
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Municipality | Murray City |
| Unified School District | Murray Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $400.00 | $104,900 | $104,900 |
| 2023 | $402.00 | $104,900 | $104,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1654 Ryan Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1654 Ryan Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Murray Electric System Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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