1661 Ryan Ave, Murray, KY 42071 Property Records

Calloway County property record for 1661 Ryan Ave, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,086 sqft
Owner	Individual Name on Record
Last Sale	$46,000 (Nov 2003)
Tax Bill	$326 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-0-0011-00005`

Property Details

APN / Parcel Number

Primary APN	`001-0-0011-00005`
Alternative APN	`83094`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,086 sqft Living Area

Exterior

Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	57 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant

Location & Zoning

Account Number	83094
Street Address	1661 RYAN AVE
City	MURRAY
State	KY
Zip	42071-1768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1661 RYAN
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2018
Census Tract	10304

Owner

Source: Calloway County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1111, MURRAY, KY 42071-0020
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK NA
Jun 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK USA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2003 · Amount on Record
Deed Sale	Nov 18, 2003 · Amount on Record
Deed Document Number	0001178554
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1661 RYAN AVE, MURRAY, KY 42071-1768
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1628 MAIN ST 12, 12, MURRAY, KY 42071-2283

Mortgage

Document Number	00001521/5
Date	Oct 31, 2025
Book Page	1521/5
Instrument	722901

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	210 N 12TH ST, MURRAY, KY 42071

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 29, 2045

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	1661 RYAN AVE, MURRAY, KY 42071-1768
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001216/001
Date	Jun 17, 2019
Book Page	1216/001
Instrument	634884

Lender

Name	HERITAGE BANK USA INC
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 20, 2039

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$326.00 (+10.14%)	$84,000 (+12%)	$84,000 (+12%)
2023	$296.00	$75,000	$75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Murray Electric System Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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