1656 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1656 Cornwall Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 722 sqft · built 1932
Lot Size	0.158 acres (6,900 sqft)
Owner	Company Name on Record
Last Sale	$66,000 (Jun 2020)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-328-024`

Property Details

APN / Parcel Number

Primary APN	`8913-36-328-024`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	722 sqft Living Area
1st Floor Area	722 sqft
Basement Area	361 sqft
Unfinished Basement	361 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	75 ft deep x 92 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1656 CORNWALL AVE
City	WATERLOO
State	IA
Zip	50702-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN GARDENS ADDITION N 75 FT LOT 17 BLK 10 N 75 FT LOT 18 BLK 10 EXC W 53.5 FT
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	GOLDEN GARDENS ADDITION
Legal Block	10
Legal Lot Number	17,18
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4009
Census Tract	1000

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	907 SHERIDAN RD, WATERLOO, IA 50701-4945
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Jun 1, 2020	Warranty Deed, Transfer · Line of Credit FARMERS STATE BANK
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit DENVER SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Prior Sale	May 13, 2014 · Amount on Record
Deed Document Number	202021003
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1656 CORNWALL AVE, WATERLOO, IA 50702-2637
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100027157
Date	Jun 23, 2021
Instrument	202100027157

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 1, 2020
Property Address	1656 CORNWALL AVE, WATERLOO, IA 50702-2637
Document Number	202000021003
Instrument Date	May 22, 2020
Instrument	202000021003
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 SHERIDAN RD, WATERLOO, IA 50701-4945

Mortgage

Document Number	202000021004
Date	Jun 1, 2020
Instrument	202000021004

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 29, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1656 CORNWALL AVE, WATERLOO, IA 50702-2637
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800021073
Date	Jun 21, 2018
Instrument	201800021073

Lender

Name	DENVER SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,016.00	$99,180 (+6.7%) Land $23,510 Building $75,670	$99,180 (+6.7%) Land $23,510 Building $75,670
2024	$2,016.00 (+18.31%)
2023		$92,950 (+19.8%) Land $23,510 Building $69,440	$92,950 (+19.8%) Land $23,510 Building $69,440
2022	$1,704.00	$77,590 Land $23,510 Building $54,080
2021			$77,590 Land $23,510 Building $54,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink.

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