Black Hawk County property record for 1638 Cornwall Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,356 sqft Living Area |
| Lot Size | 21,900 sqft (0.503 acres) |
| Garage | Attached, 624 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,464.00 (2025) |
| Primary APN | 8913-36-328-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,356 sqft Living Area |
| 1st Floor | 442 sqft 1st Floor |
| Basement Area | 706 sqft Basement |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 21,900 sqft (0.503 acres) |
| Depth X Width | 300 ft x 73 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 624 sqft Garage |
| Deck Area | 120 sqft Deck |
| Patio Area | 120 sqft Patio |
| Porch Area | 24 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1638 CORNWALL AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-2637 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GOLDEN GARDENS ADDITION LOT 20 BLK 10 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | GOLDEN GARDENS ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 20 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 1000 |
Source: Black Hawk County records · APN 8913-36-328-026
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1638 CORNWALL AVE, WATERLOO, IA 50702-2637 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 28, 2020 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Aug 28, 2020 | Deed of Trust, Mortgage · Stand Alone Second Mortgage VERIDIAN CU |
| Jun 27, 2017 | Deed of Trust, Mortgage VERIDIAN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1638 CORNWALL AVE, WATERLOO, IA 50702-2637 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1638 CORNWALL AVE, WATERLOO, IA 50702-2637 |
| Document Number | 0202604080 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026-04080 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | 3201 N 4TH AVE, SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1638 CORNWALL AVE, WATERLOO, IA 50702-2637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1638 CORNWALL AVE, WASHBURN, IA 50702-2637 |
| Document Number | 202100004498 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 202100004498 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 27, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1638 CORNWALL AVE, WATERLOO, IA 50702-2637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1638 CORNWALL AVE, WATERLOO, IA 50702-2637 |
| Document Number | 202100004497 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 202100004497 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 05, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1638 CORNWALL AVE, WATERLOO, IA 50702-2637 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-00022839 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 2017-00022839 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Jul 05, 2032 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,464.00 Homeowner's exemption | $235,640 (+9.09%) Land $27,590 Building $208,050 | $235,640 (+9.09%) Land $27,590 Building $208,050 |
| 2024 | $4,464.00 (+22.37%) | ||
| 2023 | $216,010 (+23.43%) Land $27,590 Building $188,420 | $216,010 (+23.43%) Land $27,590 Building $188,420 | |
| 2022 | $3,648.00 Homeowner's exemption | $175,000 Land $27,590 Building $147,410 | |
| 2021 | $175,000 Land $27,590 Building $147,410 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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