1659 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1659 Cornwall Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,066 sqft · built 1957
Lot Size	0.201 acres (8,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Aug 2024)
Tax Bill	$3,448 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-326-017`

Property Details

APN / Parcel Number

Primary APN	`8913-36-326-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	1,066 sqft
Finished Basement	750 sqft
Unfinished Basement	1,066 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,760 sqft (0.201 acres)
Lot Dimensions	120 ft deep x 73 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1659 CORNWALL AVE
City	WATERLOO
State	IA
Zip	50702-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN GARDENS ADDITION S 120 FT LOT 16 BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	GOLDEN GARDENS ADDITION
Legal Block	9
Legal Lot Number	16
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4000
Census Tract	1000

Owner

Source: Black Hawk County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1659 CORNWALL AVE, WATERLOO, IA 50702-2636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Aug 25, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2024 · Amount on Record
Deed Sale	Aug 25, 2024 · Amount on Record
Prior Sale	Aug 25, 2023 · Amount on Record
Deed Document Number	20242838
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1659 CORNWALL AVE, WATERLOO, IA 50702-2636
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1659 CORNWALL AVE, WATERLOO, IA 50702-2636

Mortgage

Document Number	202100006976
Date	Oct 1, 2020
Instrument	202100006976

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1659 CORNWALL AVE, WATERLOO, IA 50702-2636
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1659 CORNWALL AVE, WATERLOO, IA 50702-2636

Mortgage

Document Number	202400001557
Date	Aug 2, 2023
Instrument	202400001557

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 25, 2023
Property Address	1659 CORNWALL AVE, WATERLOO, IA 50702-2636
Document Number	202400002838
Instrument Date	Aug 11, 2023
Instrument	202400002838
Transaction Type	Transfer
Record Updated	Sep 11, 2023

Transaction

Amount	Amount Recorded
Tax	$287.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1659 CORNWALL AVE, WATERLOO, IA 50702-2636

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,448.00 (+1.23%)	$168,980 (+16.26%) Land $24,270 Building $144,710	$168,980 (+16.26%) Land $24,270 Building $144,710
2024	$3,406.00 (+40.16%)
2023		$145,350 (+21.57%) Land $24,270 Building $121,080	$145,350 (+21.57%) Land $24,270 Building $121,080
2022	$2,430.00 Homeowner's exemption	$119,560 Land $24,270 Building $95,290
2021			$119,560 Land $24,270 Building $95,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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