1656 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1656 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1939
Square Footage	704 sqft Living Area
Lot Size	6,350 sqft (0.146 acres)
Occupancy	Owner Occupied
Last Sale	$74,000 (2019)
Tax Bill	$1,836.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-36-129-011`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	704 sqft Living Area
1st Floor	704 sqft 1st Floor
Basement Area	704 sqft Basement
Unfinished Basement	704 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,350 sqft (0.146 acres)
Depth X Width	127 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	240 sqft Garage
Patio Area	100 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1656 BERTCH AVE
City	WATERLOO
State	IA
Zip	50702-1708
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KENWOOD PARK LOT 189
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	KENWOOD PARK
Legal Lot Number	189
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1005
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-129-011

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1656 BERTCH AVE, WATERLOO, IA 50702-1708
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Deed Doc Number	201913047
Prior Transfer Date	May 01, 2014
Prior Transfer Doc	0000019689
Record Refreshed	Sep 20, 2026

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 28, 2019
Property Address	1656 BERTCH AVE, WATERLOO, IA 50702-1708
Document Number	201900013047
Instrument Date	Feb 22, 2019
Instrument	201900013047
Transaction Type	Foreclosure
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3376 MOUNT VERNON DR, WATERLOO, IA 50701-4621

Mortgage

Document Number	201900013049
Date	Feb 28, 2019
Instrument	201900013049

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.6%
Type Change Date	Mar 05, 2029
Max Rate At Change	2.7%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,836.00 Homeowner's exemption	$94,860 (-) Land $15,760 Building $79,100	$94,860 (-) Land $15,760 Building $79,100
2024	$1,836.00 (+35.2%)
2023		$94,860 Land $15,760 Building $79,100	$94,860 Land $15,760 Building $79,100
2022	$1,358.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.