1652 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1652 Bertch Ave, Waterloo, IA 50702 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 864 sqft · built 1946
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Jul 2022)
Tax Bill	$2,186 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-129-010`

Property Details

APN / Parcel Number

Primary APN	`8913-36-129-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	400 sqft
Unfinished Basement	864 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	18 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1652 BERTCH AVE
City	WATERLOO
State	IA
Zip	50702-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENWOOD PARK LOT 190
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	KENWOOD PARK
Legal Lot Number	190
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1005
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-129-010

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1652 BERTCH AVE, WATERLOO, IA 50702-1708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Jul 06, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Dec 18, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 06, 2022 · Amount on Record
Deed Sale	Jul 06, 2022 · Amount on Record
Prior Sale	Apr 09, 2013 · Amount on Record
Deed Document Number	2022238
Prior Transfer Date	Dec 17, 2020
Prior Transfer Doc	0000013033
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1652 BERTCH AVE, WATERLOO, IA 50702-1708
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100015702
Date	Jan 25, 2021
Instrument	202100015702

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 06, 2022
Property Address	1652 BERTCH AVE, WATERLOO, IA 50702-1708
Document Number	202300000238
Instrument Date	Jun 29, 2022
Instrument	202300000238
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1652 BERTCH AVE, WATERLOO, IA 50702-1708

Mortgage

Document Number	202300000239
Date	Jul 06, 2022
Instrument	202300000239

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 05, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 05, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

Mortgage

Document Number	202300000240
Date	Jul 06, 2022
Instrument	202300000240

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 05, 2032

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 18, 2020
Property Address	1652 BERTCH AVE, WATERLOO, IA 50702-1708
Document Number	202100013033
Instrument Date	Dec 17, 2020
Instrument	202100013033
Transaction Type	Transfer
Record Updated	Aug 09, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1079 57TH ST, DYSART, IA 52224-9461

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,186.00 Homeowner's exemption	$120,060 (+8.14%) Land $15,760 Building $104,300	$120,060 (+8.14%) Land $15,760 Building $104,300
2024	$2,186.00 (+54.38%)
2023		$111,020 (+72.23%) Land $15,760 Building $95,260	$111,020 (+72.23%) Land $15,760 Building $95,260
2022	$1,416.00	$64,460 Land $12,130 Building $52,330
2021			$64,460 Land $12,130 Building $52,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

1652 Bertch Ave, Waterloo, IA 50702 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

December 2020: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Bertch Ave

Nearby Streets

Search Property Records by Address or Parcel Number