1655 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1655 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1939
Square Footage	816 sqft Living Area
Lot Size	6,350 sqft (0.146 acres)
Garage	Detached, 768 sqft
Occupancy	Owner Occupied
Tax Bill	$2,442.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-36-126-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	816 sqft Living Area
1st Floor Area	480 sqft 1st Floor
Basement Area	480 sqft Basement
Stories	1 Story
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Parking Spaces	3 Parking Spaces
Garage Type	Detached
Garage Area	768 sqft Garage
Patio Area	690 sqft Patio
Porch	Open Porch
Porch Area	96 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1655 BERTCH AVE
City	WATERLOO
State	IA
Zip	50702-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENWOOD PARK LOT 146
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	KENWOOD PARK
Legal Lot Number	146
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1000
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-126-015

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1655 BERTCH AVE, WATERLOO, IA 50702-1707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1655 BERTCH AVE, WATERLOO, IA 50702-1707
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 BERTCH AVE, WATERLOO, IA 50702-1707

Mortgage

Document Number	202100016070
Date	Jan 28, 2021
Instrument	202100016070

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2031

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,442.00 Homeowner's exemption	$120,070 (-2.19%) Land $15,760 Building $104,310	$120,070 (-2.19%) Land $15,760 Building $104,310
2024	$2,442.00 (+34.77%)
2023		$122,760 (+34.37%) Land $15,760 Building $107,000	$122,760 (+34.37%) Land $15,760 Building $107,000
2022	$1,812.00 Homeowner's exemption	$91,360 Land $15,760 Building $75,600
2021			$91,360 Land $15,760 Building $75,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.