1655 Ruth Pl, Springfield, IL 62704 Property Records

Sangamon County property record for 1655 Ruth Pl, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Jul 2026)
Tax Bill	$12,407 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22-05.0-126-036`

Property Details

APN / Parcel Number

Primary APN	`22-05.0-126-036`
Alternative APN	`22050126036 (CHECK DIGIT = 3)`

Exterior

Lot Area	16,553 sqft (0.38 acres)

Location & Zoning

Account Number	22050126036
Street Address	1655 RUTH PL
City	SPRINGFIELD
State	IL
Zip	62704-3361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW PT NE 1/4 FRL NW 1/4 & PT L 10 OAK KNOLLS 5-15-5
Legal Range	05
Legal Township	15
Legal Section	05
Legal Subdivision	OAK KNOLLS
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1001
Census Tract	2100

Owner

Source: Sangamon County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1655 RUTH PL, SPRINGFIELD, IL 62704-3361
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD
Jun 18, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Apr 10, 2008
Deed Document Number	202612153
Prior Transfer Date	Apr 8, 2019
Prior Transfer Doc	2019R11798
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 7, 2026
Property Address	1655 RUTH PL, SPRINGFIELD, IL 62704-3361
Document Number	0000012153
Instrument Date	Jun 30, 2026
Instrument	202612153
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87,112.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 RUTH PL, SPRINGFIELD, IL 62704-3361

Mortgage

Document Number	0000012154,
Date	Jul 7, 2026
Instrument	202612154

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANGAMON IL
Recording Date	Jun 18, 2019
Property Address	1655 RUTH PL, SPRINGFIELD, IL 62704-3361
Document Number	2019R11798
Instrument Date	Apr 8, 2019
Instrument	2019R11798
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 RUTH PL, SPRINGFIELD, IL 62704-3361

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,407.00 (+3.64%) Homeowner's exemption	$159,247 (+7.22%) Land $28,800 Building $130,447	$477,741 (+7.22%) Land $86,400 Building $391,341
2024	$11,971.00 (+8.89%)	$148,524 (+15.41%) Land $26,861 Building $121,663	$445,572 (+15.41%) Land $80,583 Building $364,989
2022	$10,994.00 Homeowner's exemption	$128,689 Land $23,274 Building $105,415	$386,067 Land $69,822 Building $316,245

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	15 (1981–2019)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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