1635 Ruth Pl, Springfield, IL 62704 Property Records

Sangamon County property record for 1635 Ruth Pl, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$327,000 (Mar 2005)
Tax Bill	$10,223 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-05.0-126-031`

Property Details

APN / Parcel Number

Primary APN	`22-05.0-126-031`
Alternative APN	`22050126031 (CHECK DIGIT = 2)`

Exterior

Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Account Number	22050126031
Street Address	1635 RUTH PL
City	SPRINGFIELD
State	IL
Zip	62704-3361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT L 11 EX NW PIECE ALSO W 20' L 12 OAK KNOLLS (18,796 SQ FT) 5-15-5
Legal Range	05
Legal Township	15
Legal Section	05
Legal Subdivision	OAK KNOLLS ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1001
Census Tract	2100

Owner

Source: Sangamon County records · APN 22-05.0-126-031

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1635 RUTH PL, SPRINGFIELD, IL 62704-3361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 03, 2005 · Amount on Record
Deed Sale	Mar 03, 2005 · Amount on Record
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1635 RUTH PL, SPRINGFIELD, IL 62704-3361
Transaction Type	Mortgage
Record Updated	Jan 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R00117
Date	Jan 03, 2019
Instrument	2019R00117

Lender

Name	HICKORY POINT BANK & TRUST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 18, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sangamon County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,223.00 (-3.39%)	$132,270 (-11.29%) Land $30,693 Building $101,577	$396,810 (-11.29%) Land $92,079 Building $304,731
2022	$10,582.00 Homeowner's exemption	$149,099 Land $24,803 Building $124,296	$447,297 Land $74,409 Building $372,888

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	15 (1981–2019)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 1996 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
JAB Wireless Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: WH i3B Bidco LLC/WH i3B Topco.

Based on FCC filings for 116 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRINGFIELD serves 117,444 people
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.